by BlondieWrites on March 15, 2010
Frugal Tips to Shrink Your Grocery Bill

Frugal Tips to Shrink Your Grocery Bill (Plus Recipes!) offers helpful money saving tips that will cut your grocery bill. Who doesn’t want to and need to save money in these hard financial times? Find out how to save money on groceries with this frugal tips ebook. Also included are some delicious frugal recipes.

Popularity: 1% [?]

by BlondieWrites on February 6, 2010
I’ve recently been granted to take over the freebies group, 1000 Quality Freebies, a long time Yahoo freebies group.
http://groups.yahoo.com/group/1000_Quality_Freebies
The group’s owner had disappeared long ago, leaving the group to spammers posting yucky stuff. Over the course of three to four days, we have deleted hundreds of thousands of messages (all of them!) to totally start over.
We are wanting to jump start the group again, bring it back to life, to what it was intended for… freebies and coupons. So I am asking my readers here to join up and share their freebies and coupons. Even where you found a cool freebie or what you thought about the freebie… where you find a coupon that you like, etc.
The group posts are moderated to keep the icky spam out. (There was a lot of that!!). Also group membership is moderated to keep the spammers out (or try to, at least). When joining, just say you are a reader of my frugal blog and I will approve your membership.
So come on and join and spread the word to your friends!
http://groups.yahoo.com/group/1000_Quality_Freebies
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by BlondieWrites on January 30, 2010
With the continued cost of various items in our society the concept of buying in bulk is getting to be more common that ever. Yet many people question if they are really saving money or not. The answer to this question that yes you will save money when you purchase the right items in bulk. For example you really don’t need to purchase a case of 200 light bulbs as that will last you for many, many years. On the other hand if you have a fairy large family or lots of guests on a regular basis you might consider buying toilet paper and paper towels in bulk.
Any item that you will use up in a short period of time is a good candidate for being purchased in bulk. There are many membership warehouses that offer bulk items that focus on families and small businesses. Dry ingredients for your home including sugar and flour are good options. Avoid buying bulk items that will result in eating the same thing day after day though as no one wants to have to do this. For example, don’t buy snacks and potato chips in bulk because everyone in your family will quickly tire of the taste.
If you find that such items like that are a good deal but more than you reasonably need, consider buying bulk items with another family. This way you can share the items and the expense. It is good idea to take the other party shopping with you so that everyone gets a fair say in what items will be purchased. You may need to be willing to try new brands of items to make this work. If the other party already uses that brand ask them to give you a sample. If you want them to consider your brand then offer them a sample of it to try as well.
Meat is probably the best item you can buy in bulk to save money. This will likely involve investing in a freezer that can be kept in your garage or basement to store the meat in. You can purchase a whole beef, ½ a beef, or even a quarter of beef. Bulk meats of bacon and pork from pigs are also a good option. Once again you may want to consider sharing the products and the cost with a friend or relative.
Canned goods last a very long time so you can purchase them in bulk and not have to worry about them spoiling. Some good choices are soups, canned vegetables, and various sauces that you will use for cooking. Babies are quite expensive as anyone with them can attest to. Buying diapers, baby food, and baby formula in bulk are all good ways to save money on those necessities. And finally, let’s not forget about the expense relating to feeding our pets. If you use dry cat or dog food then buying it in bulk may be a good option for you.
Most people don’t change the type of laundry detergent or cleaning supplies they use very often. You can purchase these items in bulk and save plenty of money. Most of the time they will come in larger bottles that you can pour into smaller spray bottles. Make sure you have a cool dry place to store the remaining cleaning supplies that are out of the reach of children.
To ensure you are really getting a good deal on bulk items, take the time to read the information relating to the cost of the item per unit. This way you can compare that price with the overall cost. In most cases you will be able to find some really good deals that save you money. On the other hand don’t be so quick to pick up that big package of what ever you are looking at without finding out how much each item is really costing you. Manufacturers have gotten very good at selling items on concept and package designs rather than pricing.
Popularity: 2% [?]

by BlondieWrites on January 30, 2010
by BlondieWrites on January 30, 2010
by BlondieWrites on January 15, 2010
There’s so much to do when throwing a birthday party. There are party favors to choose, cakes to buy or bake and decorate, gifts to purchase, and decorations to hang. But one of the most important things to do when planning a party is to invite the guests. A party is not much fun if there’s no one there to celebrate with you!
You could go to the store and pick up a pack of invitations. Or you could make your own unique ones. It’s not as hard as you might think, and it can actually save you money. Here are some tips to help you make beautiful invitations without breaking the budget.
1. Start with the right kind of paper. Card stock is the best choice, as it is very sturdy but easy to work with. It comes in a variety of colors and patterns.
2. Fire up the computer. There are plenty of card-making programs on the market, and while some of them are expensive, the simpler ones are usually reasonably priced. They include ready-made card designs as well as clipart and fonts you can use to make your own cards. You can do everything on the computer, or you can customize the invitations with a variety of embellishments.
3. Make use of stickers that match your party’s theme. You can find themed packs of stickers at your local scrapbooking, discount or dollar store. Those featuring licensed characters can be a bit pricey, but you can find lots of fun options that are less expensive.
4. Use pressed flowers for an elegant look. You can buy these in craft stores and online, but it’s much cheaper to make your own. Just pick some small flowers, place them between two plain pieces of paper, and insert them in the middle of a heavy book. They’ll dry on their own in about two weeks. You can also buy flower presses that you can use in the oven or microwave to dry them faster, but if you only press flowers on occasion, a book will suffice.
5. Make your invitations pop with glitter. Loose glitter provides lots of shine, but it can be very messy. Glitter glue is easier to use, and you don’t have to worry about getting little shiny flakes all over the place.
6. Do you love the look of filigreed cards? Use craft punches to recreate this look in your invitations. You can find them in scrapbooking stores in a variety of shapes and sizes. As a bonus, you can use the punched-out shapes on your invitations or other projects.
7. Give embossing a try. It’s easy to do, and can be accomplished with embossing tools or embossing powder. There are even embossing pens that you can simply write with like you normally do.
8. Add more texture with embellishments such as ribbon and lace. Put scraps from sewing and other projects to use if you have them.
9. Use decorative scissors to create elegant or fun edges. You can find these in craft stores, and many have interchangeable blades.
10. Consider adding a photo. You can print it directly on the card with most card-making programs, or you can crop and paste a photo as you would on a scrapbook page.
Making unique handmade invitations is lots of fun, and your invited guests are sure to love them. So instead of buying plain old birthday invitations at the store, get creative and make your own!
Popularity: 1% [?]

by BlondieWrites on January 4, 2010
Today Only! Free Copy of Start Over, Finish Rich
10 Steps to Get You Back on Track in 2010
http://a1018.g.akamai.net/f/1018/19024/1d/randomhouse1.download.akamai.com/19024/crown/pdf/david-bach-start-over-finish-rich.pdf
This book can help you get out of debt fast, showing you how to save loads of money by paying off your debt the fast way. You can download the free ebook today only!! If you are like so many Americans today, loaded with credit card debt, trying to make ends meet, tired of seeing your hard earned money go to credit card companies year after year, trying to get on your feet again… then you NEED this book! It’s free, but only today!
Click the link above and get your free copy now.
If you see this AFTER today and the free offer is over, you can still purchase the book for a very low price by clicking this book cover shown here:


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by BlondieWrites on December 2, 2009
When you’re on a tight budget, going to the grocery store might bring about a sense of impending doom. Feeding yourself and your family can be quite expensive. But there are many ways to save money. Here are some tips that anyone can use to slash their food bill.
* Plan your meals for the week before you go to the grocery store. If you go in with no idea of what you will be eating, it’s hard to buy the right amount and types of food. You will either come out of the store with too much or not enough. Buying too much food means you’ll spend more than you should have, while not buying enough will make more trips to the store necessary. So write down what you will prepare for each meal, and make your list from that.
* Add snacks to your list. Make sure they are things that your family will actually eat, and realistically figure up how much of them you will need. If you fail to do this, you could end up buying a lot of unnecessary junk food.
* Stick to what’s on your list. This is a rule with few exceptions. If you get to the store and see a great unadvertised sale on something that you use frequently, go ahead and stock up. Otherwise, buy only what you’ve written down. If you’ve properly planned your weekly menu and based your list on it, you won’t need anything else. (On a related note, always eat before you go to the store. If you’re hungry, you’re more likely to buy things you don’t need.)
* Cook in bulk, and use the leftovers to make different dishes. For example, if you roast a chicken, you could use what’s left after dinner is over to make soup, chicken and rice, or some other dish. Alternatively, you could cook meals in large batches and freeze them in individual portions to eat later. Either of these techniques will yield several meals at a low cost.
* Combine coupons with sales to get items you will use at very low prices. When you get your hands on a valuable coupon, scour the papers to see if any local store has the item on sale. As long as it has a long shelf life, it doesn’t matter if you’ll use it right away or not.
Simply shopping smarter can save you lots of money on food each week. So don’t go in the store with no list and no idea what you actually need. Plan ahead, and keep your budget in mind. By following these simple guidelines, you can spend your money on the right things and avoid ending up with a cart full of expensive junk.
Popularity: 3% [?]

by BlondieWrites on December 1, 2009
If you were recently laid off from work, you need to make cutbacks. Are you drawing unemployment benefits? If so, this weekly check is nice, but it likely does not even come close to what you were making before. That is why cutbacks are important. Luckily, you can take many steps. You can reduce the cost of your phone, internet, and television. You can temporarily stop buying new clothes or new toys for your children. These are all great moneysaving tips, but the easiest way to save money is to be cautious with food. Food is a necessity, but also something many Americans overspend on.
How can you lower the cost of food after a job lay off?
Choose the stores you shop at wisely. For food, shop at a grocery store. For non-food items, such as toilet paper and home cleaning products, avoid the grocery store because you will find higher prices. These items are best purchased at department stores and discount stores, like Dollar General or Wal-Mart. As for your grocery store, make sure they have the lowest prices in town. View a weekly sales flier or visit other nearby stores. Closely examine their products, sales, and everyday prices. The easiest way to save money is to shop at a grocery with low prices.
Try the store brand or off brand products. Name brand products are nice. Many Americans must have a certain brand cereal, mayonnaise, and salad dressing. If operating with limited financial resources, you may not have a choice. Here is a good test, try one store brand or off brand product a week. Each week you shop, try something new. Make sure it is low priced and only buy one or two, don’t stock up. If you like the cheaper version, great. If you don’t like it, you didn’t waste much money, but at least you tried. On average, store brand products and cheaper off brands cost $1 less!
Grocery shop alone and leave the kids at home. If you are a parent who takes your children grocery shopping, you are likely to spend unnecessary money on impulse purchase. Your kids have been good the entire shopping trip and they give you that cute little look, how can you possibly resist letting them get a candy bar or a bag of cookies? It is hard and most parents can’t resist. If you are one of those parents, leave the kids with family, friends, or a part-time babysitter. Not only that, but stick to your list. Whether you spend $5 on unnecessary impulse purchases each week or $50, the savings will be high at the end of the year.
Limit your purchase of junk foods and special treats. For parents, these items are often bought at the suggestion of their children. If you aren’t a parent, you have a sweet tooth. Unfortunately, that sweet tooth can cost you money. You may be use to having cookies each week, but cut back. Instead, only buy two packages for the entire month. If you regularly consume junk food, it will be a transition. Work on cutting back your intake and then try to eliminate. You should notice an increase in savings, an increase in energy, and a decrease in weight.
Use coupons. Aside from shopping at a grocery store with low prices, the next easiest way to limit the cost of food after a job layoff is to use grocery coupons. These coupons are found in Sunday newspaper inserts, as well as online. As for online coupons, you have two choices. Online coupon websites, like Coupons.com, post a wide range of coupons. You can also perform a standard internet search to find the websites of your favorite products. Some post printable coupons right on their websites. Regardless of how you find grocery coupons, be sure to use them. Small-time coupon users can easily save $5 a week. Avid coupon users can easily save $50 or more!
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