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	<title>Frugal Simplicity &#187; Finance</title>
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	<description>Frugal Simplicity &#124; Frugal Living, Frugal Living Tips, Frugal Recipes, Better Budgeting, Money Saving Tips, Frugal Column, Simple Living, Budgeting Tips, Frugal Blog</description>
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		<title>Getting out of Debt after Christmas Spending</title>
		<link>http://www.frugalsimplicity.com/getting-out-of-debt-after-christmas-spending/</link>
		<comments>http://www.frugalsimplicity.com/getting-out-of-debt-after-christmas-spending/#comments</comments>
		<pubDate>Sat, 07 Jan 2012 00:27:14 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Black Friday]]></category>
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		<category><![CDATA[christmas spending]]></category>
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		<category><![CDATA[get out of debt]]></category>
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		<description><![CDATA[Getting out of Debt after Christmas Spending Are you like a lot of people that spent too much money for Christmas and now are wondering how you&#8217;re going to make ends meet, just to pay for Christmas spending? Here&#8217;s some help. First, there&#8217;s no sense in beating yourself up over what&#8217;s done.  Just try to [...]]]></description>
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		<title>Live Frugal and Make Payments Regularly for Successful Consolidation</title>
		<link>http://www.frugalsimplicity.com/live-frugal-and-make-payments-regularly-for-successful-consolidation/</link>
		<comments>http://www.frugalsimplicity.com/live-frugal-and-make-payments-regularly-for-successful-consolidation/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 10:02:12 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[frugal]]></category>
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		<guid isPermaLink="false">http://www.frugalsimplicity.com/?p=8010</guid>
		<description><![CDATA[Live Frugal and Make Payments Regularly for Successful Consolidation By Rick Murphy Managing your finances in a better way is the key to secure a wealthy future for you and your family members. If you are indisciplined in your financial behavior and can’t live within your means, chances are there that you may face serious [...]]]></description>
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		<title>What to do if You Need Cash NOW</title>
		<link>http://www.frugalsimplicity.com/what-to-do-if-you-need-cash-now/</link>
		<comments>http://www.frugalsimplicity.com/what-to-do-if-you-need-cash-now/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 03:02:14 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://www.frugalsimplicity.com/?p=6572</guid>
		<description><![CDATA[What to do if You Need Cash NOW Times are tough for a lot of people. Even people with jobs are finding it difficult to just get by &#8211; to pay the bills and put food on the table. Perhaps an unexpected illness or accident depleted your savings. Maybe you need cash now for something [...]]]></description>
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		<title>How to do a Personal Financial Checkup</title>
		<link>http://www.frugalsimplicity.com/how-to-do-a-personal-financial-checkup-2/</link>
		<comments>http://www.frugalsimplicity.com/how-to-do-a-personal-financial-checkup-2/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 12:39:27 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<guid isPermaLink="false">http://www.frugalsimplicity.com/?p=6488</guid>
		<description><![CDATA[How to do a Personal Financial Checkup To be frugal, you need to know where your money is going. In every area of your life, it&#8217;s important to submit yourself to a checkup to find out how you&#8217;re doing. That way, you can make course corrections and ensure that you&#8217;re remaining on the path to [...]]]></description>
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		<title>Household Budget Planning &#8211; Better Budgeting</title>
		<link>http://www.frugalsimplicity.com/household-budget-planning-better-budgeting/</link>
		<comments>http://www.frugalsimplicity.com/household-budget-planning-better-budgeting/#comments</comments>
		<pubDate>Sun, 21 Aug 2011 20:10:26 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://www.frugalsimplicity.com/?p=6375</guid>
		<description><![CDATA[Household Budget Planning &#8211; Better Budgeting Learning household budget planning techniques for better budgeting mainly means staying as debt free as you can. There will always be some debt but keeping it to a minimum is the key to a healthy financial future. You can&#8217;t just go to the money tree out back and pluck [...]]]></description>
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		<title>Have You Got Common Cents?</title>
		<link>http://www.frugalsimplicity.com/have-you-got-common-cents/</link>
		<comments>http://www.frugalsimplicity.com/have-you-got-common-cents/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 19:45:53 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5619</guid>
		<description><![CDATA[Have You Got Common Cents? Common Cents &#8211; A Simple Guide to Saving, Making, and Managing Your Money http://www.frugalpress.com/cc If you haven&#8217;t already ordered your Common Cents package, it&#8217;s not too late!  If you&#8217;re like a lot of people, you overspent (again) for Christmas, are paying out way too much in credit card bills, have [...]]]></description>
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		<title>Follow us on Facebook!</title>
		<link>http://www.frugalsimplicity.com/follow-us-on-facebook/</link>
		<comments>http://www.frugalsimplicity.com/follow-us-on-facebook/#comments</comments>
		<pubDate>Tue, 28 Dec 2010 09:33:25 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5611</guid>
		<description><![CDATA[Follow us on Facebook! Our Facebook fan page for Frugal Press is alive and rolling! I&#8217;ll be posting freebies, money management tips, better budgeting tips, financial tips, money making tips, coupons, bargains, discounts, coupon codes, deals, frugal tips, recipes, etc. on our Facebook fan page. Facebook will now be our preferred mothod of sharing these latest news [...]]]></description>
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		<title>Frugal Living Tips</title>
		<link>http://www.frugalsimplicity.com/frugal-living-tips-3/</link>
		<comments>http://www.frugalsimplicity.com/frugal-living-tips-3/#comments</comments>
		<pubDate>Tue, 30 Nov 2010 22:39:56 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5478</guid>
		<description><![CDATA[Frugal Living Tips   How to Save Money and Survive During the Economic Recession Frugal Tips to Help Avoid Overspending During the Christmas Holiday Season How to Get Organized Quickly for the Thanksgiving and Christmas Holidays How to Cut Your Grocery Bill in Half and Save Money on the Cost of Food Ten Ways to [...]]]></description>
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		<title>Six Ways to Set Budgeting Priorities</title>
		<link>http://www.frugalsimplicity.com/six-ways-to-set-budgeting-priorities/</link>
		<comments>http://www.frugalsimplicity.com/six-ways-to-set-budgeting-priorities/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 20:40:27 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=3740</guid>
		<description><![CDATA[Six Ways to Set Budgeting Priorities For some of us, budgeting is second nature. For others, it seems a nearly impossible task. There are just so many things to consider that it’s hard to decide where your funds should go. Setting priorities makes budgeting much simpler. But even this is difficult for many household money [...]]]></description>
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		<title>Frugal Living Tips on How to Save $500 This Month</title>
		<link>http://www.frugalsimplicity.com/frugal-living-tips-on-how-to-save-500-this-month/</link>
		<comments>http://www.frugalsimplicity.com/frugal-living-tips-on-how-to-save-500-this-month/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 20:46:04 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=3690</guid>
		<description><![CDATA[Frugal Living Tips on How to Save $500 This Month Most of us feel like we live pretty frugal lives. We don&#8217;t imagine ourselves as big spenders &#8211; spending money on all the accouterments like Cristal Champagne, Jaguar convertibles, and 10,000 square-foot mansions. But our money trickles out of our pockets anyway, dollar-by-dollar, day-after-day, just [...]]]></description>
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