Posts tagged as:
Mineral Makeup for Only $1.00
Purity Mineral Makeup
Perfect your Imperfections! This pure, all-natural Mineral Makeup won’t clog pores and provides a natural luminous glow. Pamper yourself with the luxurious feel of 100% natural mineral makeup. Requirements: Order and pay $1 plus shipping & handling.
Popularity: 1% [?]
{ 1 comment }
Tighwad Group, Come Join!
I’ve recently been granted to take over the Tightwad group, a long time Yahoo tightwad living group.
http://groups.yahoo.com/group/tightwad
The group’s owner had disappeared long ago, leaving the group to spammers posting yucky stuff. I have deleted a lot of messages and hopefully got rid of all the nasty ones.
We are wanting to jump start the group again, bring it back to life, to what it was intended for… tightwad tips, frugal living, budgeting, freebies, and coupons. So I am asking my readers here to join up and share their freebies, tightwad tips, frugal recipes, coupons, etc. Basically any and everything that pertains to tightwad living.
The group posts are moderated to keep the icky spam out.
So come on and join and spread the word to your friends!
Tightwad
http://groups.yahoo.com/group/tightwad
Popularity: 2% [?]
{ 0 comments }
Customer hungry manufacturers and online retailers are offering Internet coupons to consumers free for printing. There are several websites that amass these coupons into clearing houses where the Internet user can browse through categories and print up savings for him on nearly all brands and all types of consumer goods. Just a quick search on any browser will bring scores of coupon offers. Some websites have mini search engines that allow the user to enter exactly what brand or type of item he is seeking and then perform a search. The website will direct him to a source for coupons on exactly this product and some websites will bring a printable coupon directly to the screen for immediate use.
With all user-friendly atmosphere Internet coupons, why are they listed on EBAY of resale by auction? Coupons are designed to be given away for free, why bid on them?
It doesn’t make sense at first glance to go to all the trouble to register, log in search and bid on a free item like an Internet coupon when it is so easy to get them in the first place. Nevertheless, there are multiple auctions for Internet coupons under the heading of “certificates”. Why bother? Is it that people are just so taken with EBAY and other auction sites and really enjoy the thrill and competition of an online auction? At this level, probably, not. It isn’t much of an auction and the competition can’t be too much of a thrill when most coupons sell for around a dollar. More likely, it is the selection of Internet coupons that is being offered on EBAY that is the cause of the appeal. These are not “cents off” manufacturers’ coupons on grocery items.
The coupons listed on EBAY are more upscale or for more expensive purchases such as computers and related products, electronics and for retailers like Gymboree. The coupons are offered for price you must haves items and they are for significant price reductions. The average coupon for sale on EBAY is for $50 of a purchase or it may be a collection of $10 off coupons at a single retailer. Other Internet coupons offered at auction are for 25 to 30% of purchases at online retailers like Office Max and Circuit City. But by far the largest category on Internet coupons on sale at EBAY is for high-end children’s products like Gymboree and Jack n Jill where devoted Internet savvy Grannies are shopping for the perfect gift. (Let’s face it, most parents settle for Target for kid’s clothes and Toys R US for playthings).
It is fairly obvious that it is worth it to the buying to take the time to bid on and purchase an Internet coupon for $50 off purchase of an item he is planning to buy. Even after paying $1 purchase price and up to $4 shipping, the consumer is going to save nearly $59. But how can such small transactions as a dollar plus fees to EBAY result in much of an income for the seller? The answer, as in most sales related things is volume. Internet coupons are offered by sellers who have lots of hundreds of these coupons.
Popularity: 1% [?]
{ 0 comments }
Children grow at unbelievable rates, and sometimes it seems like their clothes no longer fit just overnight. Clothing isn’t cheap so having to budget for a new wardrobe isn’t easy. If you have several children then you know all too well the burden of coming up with money to buy all of the clothes they need before school starts and again in the summer time. Sure, you can save some money by passing clothing from one child to another but there are plenty of other ways to save money on children’s clothing.
Many stores offer buy one get one free offers throughout the year on jeans, shirts, and even shoes. While you may not think your child needs so many right then consider buying them the next size up. This way when you need bigger clothes for them you already have some stored away at home without having to rush out and spend whatever the going price is at that time for such items.
Pay attention to the sales that take place throughout the year on children’s clothing. You will be amazed at the savings. In fact, the first place I look when I enter a retail store is the discount and sale racks that are generally placed at the back of the store. I have purchased swimsuits and swim trunks for my children as school time approaches for just a dollar or two instead of $10 or $20 a piece.
Winter jackets can cost from $50 to $200 dollars depending on where you purchase them from. I always buy extras for my children at the end of winter and never pay more than $20 for them. The same with summer clothing such as sandals and shorts. They go on sale as school approaches and I buy larger sizes to store until next summer. I use tight sealing storage containers for the clothing so it won’t get damaged.
Sweaters for both boys and girls are a common item in the colder months, but it can be expensive for good quality ones. Buy them on sale and pack them away for next year. Try to avoid ones that offer seasonal colors or themes so that they can be used whenever the child needs one. Even paying $5 for a sweater that is regularly $30 is a very good deal in my book.
My children and I make it a day of fun and games when it is time to change from one season to the next. We go through the containers of clothing and try on things to see what is a good fit. We also clean out clothes that don’t fit from their closets. This way we know exactly what items each child still needs to be ready for the season.
To get good deals like these on clothing for children you need to be well organized and plan ahead. You may think it isn’t worth while to pay for items now that won’t get used for a year, but think about the overall savings. I have three children to buy winter jackets for so $20 each in about the cost of one when the next winter rolls around. This is the best way I know to keep my children dressed nicely but also to make it fit well into the budget I have to work with.
Don’t forget to look at the sale pages for children’s clothing that are often found in the major newspapers on Wednesdays and Sundays. You may be able to pick up some great deals at these one day sales, but make sure it really is a sale and not just a promotion of their regularly advertised prices. To get the most out of the clothing you purchase, try to avoid trendy themes that may not be in style when your child is able to wear them next year. Stick to basic styles and colors.
Popularity: 1% [?]
{ 0 comments }
Savvy shoppers and bargain hunters are certainly not a new phenomenon. Ever since stores introduced the idea of sales there have been bargain hunters seeking out the best available prices on products and thrifty consumers are always seeking out ways to save money while shopping. However, online shopping offers shoppers many new ways to save money. Savvy shoppers can not only find the best deals online but can also find ways to further reduce the cost of these great deals. This article will discuss some of the ways savvy online shoppers can save money and will also discuss how these smart shoppers can also help to ensure the authenticity of an item when they are shopping online.
Finding the Best Deals Online
One of the greatest benefits of shopping online is the ability to comparison shop with ease. While comparison shopping at traditional stores may takes hours, days or even weeks for traveling from one store to another to determine which store is offering an item at the best price, online shoppers can typically accomplish the same task in a matter of mere minutes. In some cases of online shopping, finding the best deal can be as easy as going to websites which provide listings of online retailers for a particular item and produce comparison charts providing the information about the cost of these items from each retailer. This is an extremely easy method of comparison shopping and finding the best deal. However, even when this option is not available finding the best deal on a product online is typically not difficult.
Savvy online shoppers can find often find the best deal online by simply visiting websites of several online retailers and noting the price at which they are selling the item in question. One simple way to do this is to open a new web browser window for each online retailer the shopper is comparing. This way the online shopper can simply browse through the open windows all at once and then only keep open the browser windows from online retailers offering the item at the best prices. Once the online shopper narrows the search down to a few online retailers who are offering the item at a favorable price they can use other factors such as shipping prices and incentives offered to buyers such as future discounts to make the final decision and determine which online retailer is truly offering the best deal on the item.
Additional Tips for Saving while Online Shopping
Comparison shopping is one way online shoppers can find the best deals online but savvy shoppers can find additional ways to save money while online shopping. One way to do this is to seek out promotional codes offered by online retailers. This can often be accomplished by doing an Internet search including the name of the online retailer as well as phrases such as, “coupon,” or “promotional code.” This type of search may return a number of different websites which compile coupons and promotional codes for a variety of different online retailers. These coupons and promotional codes may offer the online shopper savings such as a discount off the final price of an item or free shipping. However, it is important to note that not all of these codes will be valid. Online shoppers should not only verify the promotional code is still valid but should also carefully review the restrictions involved with using the promotional code to be sure the buyer is eligible to use the promotional code to obtain a discount.
Ensuring Authenticity when Shopping Online
Savvy online shoppers also realize it is necessary to verify the authenticity of an item before making a purchase online. This is important because it can help to prevent the shopper from purchasing items which are replicas of the item they are seeking. Verifying authenticity is usually not an issue when the online shopper is purchasing an item directly from an online retailer who is licensed to sell the item. However, problems may arise when the shopper is purchasing an item through auction websites or through individual retailers. In these cases the items may be misrepresented either intentionally or unintentionally.
Regardless of whether or not the online retailer is attempting to deceive the buyers or simply makes a mistake, online shoppers should know how to determine the authenticity of an item. This ability usually comes from researching the items well and being aware of the key features of the items.
Popularity: 1% [?]
{ 0 comments }
Holidays are a common time for people to travel to visit family and friends. Unfortunately, some people don’t plan ahead and scramble around looking for money-saving last minute hotel deals. Luckily the last minute deals are out there, but it helps to know where to look.
Start by deciding what you want. Do you need one hotel room for multiple people or would you prefer more than one room situated together? Are you willing to drive a little to your final destination in order to save money or do you want a hotel as close as possible to the friends or family you’re visiting? Having these questions answered can help you when you start your search.
Know what you’re willing to spend on hotel accommodations. This information will help you determine if you’re getting a good deal or not.
Go online and search for hotel deals with websites like Priceline, Hotwire, Hotel.com or similar websites. You may also want to go directly to the hotel websites to see if they have any specials listed and to check for vacancies.
Create a spreadsheet or at least write down information as you gather it so you can compare prices. Include the name of the hotel, price, and dates the rooms are available. Don’t be pressured into taking the first deal that comes along; there are others out there if you take the time to look.
Expect to get the best deals for weekends. Staying from Thursday until Monday, or Friday until Tuesday will often help you save the most money.
Maybe you don’t plan to visit family during Thanksgiving. You may be looking for an escape from your regular schedule. During Thanksgiving, some locations have very few guests and can offer great deals for those willing to spend their holiday away from family.
Call and talk with the hotel personnel where you would like to stay. You may actually find they have unadvertised deals or can offer you additional discounts. It doesn’t hurt to ask for a lower rate; the worst they can do is tell you there are none available. You may be surprised when they tell you there are other savings available.
When you arrive, don’t forget to ask if there are any other discounts you may qualify for. Do you have an AAA membership or are you in the military? These discounts can be added to the rate you’ve already been given which could bring the price of the room down even further.
If you’re visiting family for Thanksgiving Day, why not take advantage of some of the money-saving last minute hotel deals available? Checking in on Thursday night will allow you to save money because you’re considered a weekend guest which normally has a reduced rate. Enjoy your stay!
Popularity: 1% [?]
{ 0 comments }
500 Business Cards for Less than $2.00
This is a great frugal bargain! Get 500 business cards for less than $2.00.
Popularity: 1% [?]
{ 0 comments }
For a long time, it seemed like banks were handing out mortgages on silver platters. Even those with not-so-good credit could find a lender who would work with them. This seemed like a dream come true for those who wanted to become homeowners. But when the housing market went south, lenders began to be more cautious.
Today’s housing market is a far cry from what it was just a couple of years ago. Fewer lenders are willing to serve those who do not have excellent credit scores. Those who are fortunate enough to get a mortgage without perfect credit have to contend with higher interest rates.
But looking for a great mortgage deal is not a lost cause. For those with good credit, there has hardly been a better time to get a mortgage. Interest rates are low, and lenders are willing to compete for the business of well-qualified borrowers. Here are five things you can do to get a good deal on your mortgage.
1. Carefully examine your credit report. If there are errors, report them to the credit bureaus. If your credit is less than perfect, start working on building it up right away. Catch up on delinquent accounts, and make all payments on time for a few months. These measures can make a big difference in your interest rate.
2. Compare rates online. You can find rates for many lenders on the Internet, and some websites allow you to compare rates and terms side by side. Even if you don’t like the idea of borrowing from an online lender, you can find rates for banks with branches in your area. At the very least, this will give you an idea of what to expect.
3. Visit some lenders in person. Most offer several different programs, so it pays to sit down and discuss your needs and finances with them. Determine the best deal a lender can offer you, and get it in writing. Then visit more lenders and compare results.
4. Don’t forget the local banks. Smaller banks tend to minimize their losses by only working with highly qualified borrowers. This means that they can afford to offer lower interest rates.
5. Remember that there’s more to a great mortgage deal than a low interest rate. Make sure you understand the terms of the loan, especially when it comes to other costs such as points, closing costs and private mortgage insurance (PMI). If these costs are high, they could negate the effects of that stellar interest rate.
Getting a good deal on a mortgage can be a time-consuming task. But the rewards may be measured in thousands of dollars. In today’s housing market, it literally pays to shop around.
Popularity: 1% [?]
{ 1 comment }
Claim your FREE $25 Gift Card today Enjoy special discounts and deals Save on clothing, entertainment, travel and more Get up to 90% savings on purchases.
Nicole’s Savings Advantage
Popularity: 2% [?]
{ 0 comments }
