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	<title>Frugal Simplicity &#187; budget</title>
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		<title>Changes to Frugal Simplicity&#8217;s Frugal Blog</title>
		<link>http://www.frugalsimplicity.com/changes-to-frugal-simplicitys-frugal-blog/</link>
		<comments>http://www.frugalsimplicity.com/changes-to-frugal-simplicitys-frugal-blog/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 12:58:00 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://www.frugalsimplicity.com/?p=6823</guid>
		<description><![CDATA[Changes to Frugal Simplicity&#8217;s Frugal Blog &#160; Yesterday I started making some changes to my Frugal Simplicity blog site. This frugal blog has been around, as a blog, since about 2007.  Before that, it was a regular website, since about 2000. Over the years, a lot of posts became filled with dead links, dead ads, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Household Budget Planning &#8211; Better Budgeting</title>
		<link>http://www.frugalsimplicity.com/household-budget-planning-better-budgeting/</link>
		<comments>http://www.frugalsimplicity.com/household-budget-planning-better-budgeting/#comments</comments>
		<pubDate>Sun, 21 Aug 2011 20:10:26 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Better Budgeting]]></category>
		<category><![CDATA[Debt Control]]></category>
		<category><![CDATA[Economic Recession]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Frugal Family]]></category>
		<category><![CDATA[Frugal Living Tips]]></category>
		<category><![CDATA[Frugal Mom]]></category>
		<category><![CDATA[How To]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
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		<category><![CDATA[budget plan]]></category>
		<category><![CDATA[budget planning]]></category>
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		<category><![CDATA[stay out of debt]]></category>

		<guid isPermaLink="false">http://www.frugalsimplicity.com/?p=6375</guid>
		<description><![CDATA[Household Budget Planning &#8211; Better Budgeting Learning household budget planning techniques for better budgeting mainly means staying as debt free as you can. There will always be some debt but keeping it to a minimum is the key to a healthy financial future. You can&#8217;t just go to the money tree out back and pluck [...]]]></description>
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		<title>Have You Got Common Cents?</title>
		<link>http://www.frugalsimplicity.com/have-you-got-common-cents/</link>
		<comments>http://www.frugalsimplicity.com/have-you-got-common-cents/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 19:45:53 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[common cents]]></category>
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		<category><![CDATA[manage money]]></category>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5619</guid>
		<description><![CDATA[Have You Got Common Cents? Common Cents &#8211; A Simple Guide to Saving, Making, and Managing Your Money http://www.frugalpress.com/cc If you haven&#8217;t already ordered your Common Cents package, it&#8217;s not too late!  If you&#8217;re like a lot of people, you overspent (again) for Christmas, are paying out way too much in credit card bills, have [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Common Cents &#8211; A Simple Guide to Saving, Making, and Managing Your Money</title>
		<link>http://www.frugalsimplicity.com/common-cents-a-simple-guide-to-saving-making-and-managing-your-money/</link>
		<comments>http://www.frugalsimplicity.com/common-cents-a-simple-guide-to-saving-making-and-managing-your-money/#comments</comments>
		<pubDate>Mon, 27 Dec 2010 07:55:20 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5602</guid>
		<description><![CDATA[Common Cents &#8211; A Simple Guide to Saving, Making, and Managing Your Money WARNING: 1.4 Million People In The US Filed For Bankruptcy Last Year&#8230; Here&#8217;s How You Can Beat The Vicious Cycle! Let Me Share With You The Secrets Of Financial Freedom&#8230; Real Life Solutions And Simple Fixes For Seriously Bad (But Common!) Money [...]]]></description>
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		</item>
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		<title>How to Not Overspend this Christmas Season</title>
		<link>http://www.frugalsimplicity.com/how-to-not-overspend-this-christmas-season/</link>
		<comments>http://www.frugalsimplicity.com/how-to-not-overspend-this-christmas-season/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 23:10:36 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5577</guid>
		<description><![CDATA[How to Not Overspend this Christmas Season During the Christmas holiday season, one thing that’s immensely easy to do is to overspend. Of course, breaking the budget can lead to stress, anxiety, debt and no money left for anything else. That’s no way to spend your holidays! Here’s how to not overspend this Christmas. #1 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Ways to Get Unique Budget Friendly Christmas Gifts</title>
		<link>http://www.frugalsimplicity.com/5-ways-to-get-unique-budget-friendly-christmas-gifts/</link>
		<comments>http://www.frugalsimplicity.com/5-ways-to-get-unique-budget-friendly-christmas-gifts/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 23:08:11 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5575</guid>
		<description><![CDATA[5 Ways to Get Unique Budget Friendly Christmas Gifts It&#8217;s Christmas again, but what will you give? Are you tired of giving the same old commercialized brand name gifts to friends and family? Are you looking for something unique and personalized to give this year? Are you like a lot of people, on a budget [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Budgeting for the Holiday Season</title>
		<link>http://www.frugalsimplicity.com/budgeting-for-the-holiday-season/</link>
		<comments>http://www.frugalsimplicity.com/budgeting-for-the-holiday-season/#comments</comments>
		<pubDate>Tue, 16 Nov 2010 20:54:03 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5381</guid>
		<description><![CDATA[Budgeting for the Holiday Season The holiday season is one of the most stressful times of the year due to the financial pressures. Between the gift giving, holiday entertaining, and the regular monthly expenses, it all adds up to an expensive time of year! When you budget for the holidays early, you&#8217;ll have a handle [...]]]></description>
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		<item>
		<title>Free Holiday Planning and Budget Guide</title>
		<link>http://www.frugalsimplicity.com/free-holiday-planning-and-budget-guide/</link>
		<comments>http://www.frugalsimplicity.com/free-holiday-planning-and-budget-guide/#comments</comments>
		<pubDate>Tue, 16 Nov 2010 06:03:03 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5360</guid>
		<description><![CDATA[Free Holiday Planning and Budget Guide For many of us, the holidays are the most financially stressful time of the year. As you relish in the good food and festivities of the season, your wallet gets thinner and thinner. Fortunately, a little frugal holiday planning goes a long way! Follow this free budgeting guide to [...]]]></description>
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		<title>Save Your Money by Getting Organized</title>
		<link>http://www.frugalsimplicity.com/save-your-money-by-getting-organized/</link>
		<comments>http://www.frugalsimplicity.com/save-your-money-by-getting-organized/#comments</comments>
		<pubDate>Wed, 10 Nov 2010 18:56:20 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5273</guid>
		<description><![CDATA[Save Your Money by Getting Organized As you grow up and move out of the nest, it can be tempting to let tidiness and organization go out the window.  The truth is, being messy can cost you money!  Good organization is the keystone to making and saving money and if you want to do either, [...]]]></description>
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		<title>Decorating Your Home for Fall on a Budget</title>
		<link>http://www.frugalsimplicity.com/decorating-your-home-for-fall-on-a-budget/</link>
		<comments>http://www.frugalsimplicity.com/decorating-your-home-for-fall-on-a-budget/#comments</comments>
		<pubDate>Mon, 01 Nov 2010 05:57:44 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[inexpensive decorating]]></category>

		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5200</guid>
		<description><![CDATA[Decorating Your Home for Fall on a Budget The price of seasonal decor is on the rise. So what&#8217;s a stylish decor maven to do when trying to decorate for fall? Take on a DIY project, of course! Whether you&#8217;re working on a shoestring budget, or simply trying to save a dime, with a bit [...]]]></description>
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		<title>10 Gift Ideas for Holiday Shopping on a Budget</title>
		<link>http://www.frugalsimplicity.com/10-gift-ideas-for-holiday-shopping-on-a-budget/</link>
		<comments>http://www.frugalsimplicity.com/10-gift-ideas-for-holiday-shopping-on-a-budget/#comments</comments>
		<pubDate>Mon, 01 Nov 2010 05:53:39 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<category><![CDATA[Frugal Holidays]]></category>
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		<category><![CDATA[gift ideas]]></category>
		<category><![CDATA[holiday shopping]]></category>
		<category><![CDATA[holidays]]></category>

		<guid isPermaLink="false">http://frugalsimplicity.com/?p=5198</guid>
		<description><![CDATA[10 Gift Ideas for Holiday Shopping on a Budget The holiday season is all about good will, good friends, family, and love. Unfortunately, we&#8217;ve been conditioned to believe that the best way to show these feelings is through elaborate gifts. If you&#8217;re strapped for cash this year, but don&#8217;t want to give up the giving [...]]]></description>
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		<title>Have a Frugal No Splurge Month</title>
		<link>http://www.frugalsimplicity.com/have-a-frugal-no-splurge-month/</link>
		<comments>http://www.frugalsimplicity.com/have-a-frugal-no-splurge-month/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 22:37:05 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=4300</guid>
		<description><![CDATA[Have a Frugal No Splurge Month Do you need to save some money for a big purchase or recover from a large bill you just paid? Perhaps you just want to gain better control of your spending and get into serious frugal living. Having a frugal No Splurge Month could be the answer for you. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Frugal Family Vacations</title>
		<link>http://www.frugalsimplicity.com/frugal-family-vacations/</link>
		<comments>http://www.frugalsimplicity.com/frugal-family-vacations/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 22:26:05 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[Frugal Family Fun Time]]></category>
		<category><![CDATA[Frugal Travel]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[family]]></category>
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		<category><![CDATA[low cost]]></category>
		<category><![CDATA[travel]]></category>
		<category><![CDATA[vacation]]></category>
		<category><![CDATA[vacations]]></category>

		<guid isPermaLink="false">http://frugalsimplicity.com/?p=4184</guid>
		<description><![CDATA[Frugal Family Vacations Everybody loves a nice, relaxing, vacation. The family vacation gives us a chance to focus on family and spend some quality time together. Unfortunately, sometimes the family vacation can be costly. Especially, if you have a large family. Including a vacation in your plans can be a challenge on a tight budget. [...]]]></description>
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		<title>Frugal Tips to Shrink Your Grocery Bill (Plus Recipes)</title>
		<link>http://www.frugalsimplicity.com/frugal-tips-to-shrink-your-grocery-bill-plus-recipes/</link>
		<comments>http://www.frugalsimplicity.com/frugal-tips-to-shrink-your-grocery-bill-plus-recipes/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 21:58:22 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[Frugal Recipes]]></category>
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		<category><![CDATA[Saving Money]]></category>
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		<category><![CDATA[save on groceries]]></category>
		<category><![CDATA[shrink grocery bill]]></category>

		<guid isPermaLink="false">http://frugalsimplicity.com/?p=3989</guid>
		<description><![CDATA[Frugal Tips to Shrink Your Grocery Bill (Plus Recipes) Frugal Tips to Shrink Your Grocery Bill (Plus Recipes!) offers helpful money saving tips that will cut your grocery bill. Who doesn’t want to and need to save money in these hard financial times? Find out how to save money on groceries with this frugal tips [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Six Ways to Set Budgeting Priorities</title>
		<link>http://www.frugalsimplicity.com/six-ways-to-set-budgeting-priorities/</link>
		<comments>http://www.frugalsimplicity.com/six-ways-to-set-budgeting-priorities/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 20:40:27 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[household]]></category>
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		<category><![CDATA[save money]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://frugalsimplicity.com/?p=3740</guid>
		<description><![CDATA[Six Ways to Set Budgeting Priorities For some of us, budgeting is second nature. For others, it seems a nearly impossible task. There are just so many things to consider that it’s hard to decide where your funds should go. Setting priorities makes budgeting much simpler. But even this is difficult for many household money [...]]]></description>
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		<title>Budgeting Basics</title>
		<link>http://www.frugalsimplicity.com/budgeting-basics/</link>
		<comments>http://www.frugalsimplicity.com/budgeting-basics/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 20:17:37 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Beauty & Fashion]]></category>
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		<category><![CDATA[Saving Money]]></category>
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		<category><![CDATA[budgeting]]></category>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=3685</guid>
		<description><![CDATA[Budgeting Basics Perhaps you&#8217;re on your own for the first time. Perhaps you&#8217;re just starting a family. Or perhaps you just never thought much about budgeting before. No matter what your life-situation is right now, sitting down to work out your budget may seem intimidating. However, a simple budget is actually quite straightforward. If the [...]]]></description>
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		<title>Money Saving Tips</title>
		<link>http://www.frugalsimplicity.com/money-saving-tips/</link>
		<comments>http://www.frugalsimplicity.com/money-saving-tips/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 19:14:37 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Better Budgeting]]></category>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=2878</guid>
		<description><![CDATA[Money Saving Tips You and your spouse have come to an agreement on the family budget. Part of that budget and part of your goal as a family is to have a regular savings program and save for high-priced items. The plan sounds great but how you go about implementing the plan is another issue [...]]]></description>
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		<title>Organize Your Closet on a Tight Budget</title>
		<link>http://www.frugalsimplicity.com/organize-your-closet-on-a-tight-budget/</link>
		<comments>http://www.frugalsimplicity.com/organize-your-closet-on-a-tight-budget/#comments</comments>
		<pubDate>Mon, 22 Mar 2010 23:17:32 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[Get Organized]]></category>
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		<category><![CDATA[budget]]></category>
		<category><![CDATA[declutter]]></category>
		<category><![CDATA[organize]]></category>
		<category><![CDATA[organizing]]></category>

		<guid isPermaLink="false">http://frugalsimplicity.com/?p=2354</guid>
		<description><![CDATA[Organize Your Closet on a Tight Budget You don’t have to spend a fortune on fancy closet organizing systems to organize your own closet, but it does require taking an honest look at your belongings and your habits. With some creativity and some planning, you can create a closet that’s organized and easy to maintain. [...]]]></description>
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		<title>How to Budget Your Money for Debt Relief</title>
		<link>http://www.frugalsimplicity.com/how-to-budget-your-money-for-debt-relief/</link>
		<comments>http://www.frugalsimplicity.com/how-to-budget-your-money-for-debt-relief/#comments</comments>
		<pubDate>Sun, 14 Mar 2010 03:29:39 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<category><![CDATA[budget plan]]></category>
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		<category><![CDATA[money management plan]]></category>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=2305</guid>
		<description><![CDATA[How to Budget Your Money for Debt Relief Creating a budget can help you to achieve debt elimination and get you out of debt. In fact it is not a difficult process. You need a piece of paper, a pen, copies of your bills and expenses, and a little time and determination. And to do [...]]]></description>
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		<title>Tighwad Group, Come Join!</title>
		<link>http://www.frugalsimplicity.com/tighwad-group-come-join/</link>
		<comments>http://www.frugalsimplicity.com/tighwad-group-come-join/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 19:58:57 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=2152</guid>
		<description><![CDATA[Tighwad Group, Come Join! I&#8217;ve recently been granted to take over the Tightwad group, a long time Yahoo tightwad living group. http://groups.yahoo.com/group/tightwad The group&#8217;s owner had disappeared long ago, leaving the group to spammers posting yucky stuff. I have deleted a lot of messages and hopefully got rid of all the nasty ones. We are [...]]]></description>
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		<title>Frugal Traveling Budget Tips</title>
		<link>http://www.frugalsimplicity.com/frugal-traveling-budget-tips/</link>
		<comments>http://www.frugalsimplicity.com/frugal-traveling-budget-tips/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 20:32:00 +0000</pubDate>
		<dc:creator>Frugal Simplicity</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<guid isPermaLink="false">http://frugalsimplicity.com/?p=1953</guid>
		<description><![CDATA[Travel has a reputation for being expensive. And it certainly can be if you feel it necessary to go first-class all the way. But it&#8217;s also possible to travel on a budget. You just have to be vigilant about finding the best prices on everything. Here are some tips that will allow you to travel [...]]]></description>
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