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Changes to Frugal Simplicity’s Frugal Blog

 

Yesterday I started making some changes to my Frugal Simplicity blog site. This frugal blog has been around, as a blog, since about 2007.  Before that, it was a regular website, since about 2000. Over the years, a lot of posts became filled with dead links, dead ads, and old posts that are no longer relevant to us today. So, it was time for me to do a major cleaning up of the site. 

And clean I did. And cleaning I am still doing. With so many frugal living posts over the years, it will take a while to go through all of them and see what’s relevant and what’s got to go. 

During the cleaning, the first thing I changed was the way the URLs to the site were presented.  Instead of having a URL with the date in it, along with the relevant keywords for each post, I changed it so the the URL would only show the relevant keywords and took the date part off.  In doing that, it also changed the links to every single post on the blog.

So, if you got to the site from a search engine and it took you to the 404 Not Found Page, the way to most likely find the post you were looking for is to just removed the date part of the URL. For example, if you were looking for frugal living tips in the search engine, and saw this link, http://www.frugalsimplicity.com/2010/11/19/frugal-living-tips-2, and clicked on it, it would take you to the 404 Not Found Page. To get to the page with the updated link system, simply remove the dates and the last slash mark … in this case that would be 2010/11/19/ … making the updated URL http://www.frugalsimplicity.com//frugal-living-tips-2 … But even this updated URL still goes to the 404 Not Found Page, so the next obvious thing to do would be to remove the number 2 and the dash before it from the end of the URL, making it http://www.frugalsimplicity.com//frugal-living-tips … and here we have a live link and a live frugal post.  Most URLS would only require removing the numbers and the slash as I mentioned first.  Once the search engines catch up to the updated URLs, this won’t be an issue.

Also, you can just go over to the top right column in the search box and type in what you’re looking.

I’ve made it easier for readers to subscribe to the blog feed.  At the top, in the Nav Menu, there is a SUBSCRIBE link that opens to a page for you to put your email address into.  This gives you a morning email (when there are updates) with the title and link to what’s new on the site. If there’s not an update the day before, there will be no email.

Readers can also now get their frugal living tips on Kindle. This post, http://www.frugalsimplicity.com/frugal-simplicity-on-kindle/, gives the information so you can sign up.  It’s easy and simple!  When there are updates to the frugal blog, you’ll get them on your Kindle.  It’s so cool!  I totally love this feature!

I’ve updated the Frugal Specials page, located at http://www.frugalsimplicity.com/specials/ …. this page automatically updates itself as new frugal deals, freebies, and coupons become available.  Lots of ways to save money!

The printable coupon page at http://www.frugalsimplicity.com/coupons/ is a printable coupon database that also automatically updates itself as new printable coupons become available.  You’ll want to bookmark it and check it often. Who doesn’t love coupons?

The Free Samples tab in the Nav Menu now goes to FreebiesRock.com, another of my blogs.  Rather than add the same freebies on various blogs, I’m streamlining things to post them only on the freebies blog.

The Frugal Books page at http://www.frugalsimplicity.com/frugal-books/ has been updated. 

A couple of new features I am adding will be coming over the next few days. One is to start posting more coupon codes. These will be simple to use: just find the coupon code you want and click on the red button to copy the code to your clipboard and automatically be taken to the linked page to shop and use the coupon code. I totally love this new coupon code tool!  The second new feature allows me to create coupons – this one I am still testing, but it’s such a cool coupon tool that I am sure you will love it!

The last change, and this is big one, is that I am going to start posting more in the first person… as in more personal type frugal living posts.  In the past, the majority of my posts have been straight frugal living articles or posts for coupons, freebies, bargains, etc… but very little personal type posts. I’ll still be posting all of these, but also the personal type posts pertaining to frugal living, along with adding more personal type notes to the other type posts. 

That’s it! Lots of changes, but hopefully all for the good. Let’s go out there and be frugal!

 

 

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Household Budget Planning – Better Budgeting

Learning household budget planning techniques for better budgeting mainly means staying as debt free as you can. There will always be some debt but keeping it to a minimum is the key to a healthy financial future. You can’t just go to the money tree out back and pluck off a couple of extra hundred dollar bills whenever you need it, so you have to learn to live within your means and practice better budgeting.

Most people struggle with being able to stay within their means because of the credit card companies. The credit card companies want you to use your cards and stay deep in debt. By not giving in to this and not living beyond your means you can and will achieve the financial freedom you have always wanted.

Household budget planning is the key to better budgeting. Writing it all down or entering all your info into a computer software program is important but really is the easy part. The hard part is stopping all unnecessary spending and learning to retrain yourself for the good of you and your family.

You need to sit down with your spouse and figure out what is needed for your day to day household operation and where cuts can be made. Things like making your own coffee in the morning instead of stopping off at the big coffee house chains that charge you an arm and a leg for a cup of coffee. You can make coffee at home and save a lot of money.

Your and your spouse should decide together what is most important and what is not. Eating out at lunch is another way that can cost a lot of money. Between the coffee and the lunches you could probably save at least $75 a week. Put that in a savings account or even just a jar on the dresser to see how quickly it adds up.

It is time to make some tough decisions and then stick by those decisions. What is really important here is getting out of debt and being financially free. That is your bottom line.

If you must have a cell phone, shop around for a cheaper plan. Cut out the unncecessary fluff and pay only for what you really need and actually use. Do not fall for all the hype about the new one coming out!

If you have a lot of debt, then the money you save from unnecessary spending can go to reducing that debt. If you do not have a lot of debt then it can go into a savings account to save for investing or retirement, or that once in a lifetime vacation you have always wanted to plan.

Stick to your better budgeting plan. It will be difficult at first but the more you do it the better off you will be and the easier it will get. Do not forget to treat yourself every once in a while, you deserve it. Just do not go overboard and get yourself into trouble again. Your diligence will pay off and you will understand how important household budget planning is.

 

 

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Have You Got Common Cents?

by Frugal Simplicity

Have You Got Common Cents?

Common Cents – A Simple Guide to Saving, Making, and Managing Your Money

http://www.frugalpress.com/cc

If you haven’t already ordered your Common Cents package, it’s not too late!  If you’re like a lot of people, you overspent (again) for Christmas, are paying out way too much in credit card bills, have a hard time making ends meet… and the list goes on and on.  Get the help you need… now… Common Cents.

http://www.frugalpress.com/cc

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Common Cents – A Simple Guide to Saving, Making, and Managing Your Money

WARNING: 1.4 Million People In The US Filed For Bankruptcy Last Year… Here’s How You Can Beat The Vicious Cycle! Let Me Share With You The Secrets Of Financial Freedom…

Real Life Solutions And Simple Fixes

For Seriously Bad (But Common!) Money Problems

“Are your finances a nightmare? It’s time to wake up from that bad dream and create a better reality…”

I’m Cynthia Thomas, and if you’re ready for a change in your life, this book and study course, Common Cents – A Simple Guide to Saving, Making, and Managing Your Money can help you.

When the One Thing Growing Is Your Debt… Here’s Help

“Common Cents: A Simple Guide to Saving, Making, and Managing Money” is a comprehensive program that will show you, step by step, how to:

1. Set up a realistic budget that you can live with and stick to
2. Cut your living expenses without living like a monk and without sacrificing the lifestyle you desire (and deserve!)
3. Save money for short term goals like vacations, renovations, and high-tech toys
4. Build wealth for long term goals like your children’s college tuition and your retirement
5. Refinance your mortgage, when it’s the best option for you (and when you absolutely need to avoid it!)
6. Get rid of debt once and for all, so you can start building up your financial assets
7. Improve your credit rating, even if you have debt
8. Protect yourself from identity thieves who can cripple your financial life
9. Make more money, even if you don’t switch jobs or get a raise

Click Here To Order Now! 

Want more details?  Click here to get full details.

 

Here’s a Sneak Peek of What You’re About to Learn:

Module 1: Creating an Effective Budget

Module 2: Staying Within Your Budget

Module 3: Reducing Expenses Without Affecting Your pfestyle

Module 4: Saving Money on a Day to Day Basis

Module 5: Short Term Savings

Module 6: Long Term Savings

Module 7: Using Your Credit Cards Wisely

Module 8: Getting Out of Debt

Module 9: Ways to Bring in Extra Cash

Module 10: Should You Refinance Your Mortgage?

Module 11: Checking Your Credit Report Regularly

Module 12: Why a High Credit Score is Important

Module 13: How to Raise Your Credit Score

Module 14: International Credit Systems

Module 15: Protecting Your Identity

Module 16: Summary

 

Common Cents is more than an eBook.

You’ll also get:

1. 80+ Page 16-Module home study course
2. Money and mindset worksheets and companion guides to help you work through the critical areas of the course
3. Budget helpers, worksheets, and trackers to make budgeting FUN again!
4. Expert audio interviews so you can gain the insights and wisdom of others in the field.
5. Money saving checklists and cheat sheets, so you will have the essential lessons at your fingertips
6. My Secret Resource List of Helpful Money Sites, Tools, and Calculators
“Common Cents” includes all the tools you need to absorb and implement money growing ideas!

Want more details?  Click here to get full details.

Ready to order now? You’ll get instant access to these materials – no waiting!

 

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How to Not Overspend this Christmas Season

During the Christmas holiday season, one thing that’s immensely easy to do is to overspend. Of course, breaking the budget can lead to stress, anxiety, debt and no money left for anything else. That’s no way to spend your holidays! Here’s how to not overspend this Christmas.

#1 Set your priorities – What is the single most important thing to you this holiday season? Is it to see family you haven’t seen in a while? Is it to take time off from work and enjoy your family? Is it to travel to a new location and sightsee? Is it to see the smiles on your kids’ faces when they open their gifts?

What is the single most important thing you want to accomplish this holiday season? 

#2 Create a plan around your priority – If, for example, your goal this holiday is to spend time with your family, then create a plan to make that happen. Perhaps you’ll spend a weekend at an indoor water park during the holiday break. Maybe you’ll take long days and visit local museums. Maybe you’ll go Christmas caroling and decorate a tree. Write down the things that will help you achieve your goal.

#3 Budget – The next step, once you’ve created a plan to achieve your goal, is to budget for it. This means outlining what you have to spend on your holiday goal and how much it’s realistically going to cost. Don’t forget to budget a little bit for your other holiday priorities and expectations.

For example, maybe you’ve decided that in order to achieve your goal of a family vacation, you’re not going to get each other any gifts. You may still be obligated to get gifts for your child’s teachers or classroom secret Santa gifts. Make sure to include those items in your budget.

#4 Tracking – The next step to stay on budget, regardless of your holiday priorities and goals, is to track your expenses. For example, if you’re buying tickets for that family vacation, track how much it’s costing you. When you’re on vacation, make sure to track how much you’re spending. That way, you can be sure you’re sticking to your budget.

#5 Contingencies – A good budget always includes a little wiggle room. Call it the miscellaneous or emergency fund. When you make room for the unexpected, it’s not a stressful event when it happens.

Before you dive into the holiday season, take some time to prioritize and identify your goals. What does Christmas mean to you? Do your goals, plans and budget reflect that? If not, make adjustments. Christmas doesn’t have to be about giving gifts to everyone you know. It can be, but it can also be about family, vacations, or some well-deserved rest. You get to decide how you want to spend it and how much it costs you.

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