Frugal Simplicity

Frugal Living, Frugal Living Tips, Frugal Recipes, Better Budgeting, Money Saving Tips, Frugal Column, Simple Living, Budgeting Tips

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  • Frugal Simplicity Frugal Living Blog
    Your Frugal Living Tips and Ideas Resource


  • Are you ready to start living a more frugal life? Do you need money saving tips on how to live frugal? You've come to the right place! Frugal Simplicity offers frugal living tips, money saving tips, and ideas for better budgeting of your money and finances. Our goal is to help you live a more frugal life.

    Our frugal living tips blog features personal finance and frugal living tips such as frugal recipes, money saving tips, better budgeting resources, budget home decorating tips, budget wedding tips, ideas for getting out of debt and staying out of debt, and much more.


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    4th April 2008

    How to Save Money on Gas: 62 Ways To Beat The Gas Pump Monster

    Are rising gas prices killing your budget? How much do you have to pay for a gallon of gas? $3.20? $3.50? $4.00? $5.00??? MORE???? Where does it end???

    The gas pump MONSTER is raising the prices of gas. Sure, they go up and down. They go up a dollar and down 50 cents…… to condition us to think 50 cents more is a good deal!

    For those of us who have to drive back and forth to work everyday - in gas guzzling traffic - every penny hurts. What about traveling? A lot of people can’t even afford to fly to their travel destinations, but now even DRIVING to your travel destination is becoming unaffordable!

    So with the ever-raising costs of filling your tank full of gas, there’s no shame in cutting every corner to save a buck.

    All a person needs is the know-how, the tips and tricks, the truth and not the old rumors……of how to make that tank last until next payday! I’ve written it all down for you and put it in a report I like to call…

    62 Ways To Beat The Gas Pump Monster

    http://www.frugalsimplicity.com/gasindex.html



    Popularity: 90% [?]

    29th March 2008

    Low Cost High Speed Internet With Charter

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    Popularity: 54% [?]

    26th March 2008

    Simpler Spending With a Visa Prepaid Card

    Using a prepaid debit card has all the advantages of a credit card, but it saves a load of money by having no interest charges, plus you never owe a bill. Prepaid debit cards are only good for the amount you put on them, making them great for your budget and financial present and future.

    Instead of having credit cards that can run you deep into debt and loads of high interest charges, opt for ap repaid debit card and save your money. Simple spending changes are a great way to live frugal.

    All-Access Visa Prepaid Debit Card - Simpler Spending, Universal Acceptance.  The All Access Visa Prepaid Debit Card can be used at department stores, gas stations, grocery stores, restaurants and even places where cash can't go, such as the internet for shopping and bill payments. Click here to get your card



    Popularity: 65% [?]

    22nd March 2008

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    Popularity: 33% [?]

    10th March 2008

    Get Your Free Credit Report

    Your credit and identity are more vulnerable than ever! But you can get guaranteed identity theft protection and up to $20,000 in AIG Identity Theft insurance right now.

    Although computers make life easier, they also make our personal information more vulnerable than ever before. Your credit card numbers, social security numbers, and drivers license numbers are floating all over the Internet, just waiting for an identity thief to steal them and use them to rob you of your hard earned money and credit history.

    Even the government recognizes this frightening vulnerability. The Federal Trade Commission (FTC) is now suggesting that all Americans regularly check their credit reports to avoid credit fraud.

    At Get Your Credit Report Now, you can sign up for regular credit reports as well as identity theft monitoring so you’ll know the moment your credit is at risk and you’ll be able to stop it before it costs you thousands of dollars.

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    Popularity: 33% [?]

    28th January 2008

    Celebrating Valentine’s Day on a Shoestring

    By Deborah Taylor-Hough

    Valentine’s Day is just around the corner And just in case you’ve forgotten, it’s always celebrated on February 14th. (Now you have no excuse for ignoring it again this year.)

    But if you’re thinking, “Well, I have no excuse … except for the fact that I don’t have much money to spend on an elaborate gift or dinner out at a fancy restaurant right now.”

    No worries. Here’s a list of inexpensive — and often free — ideas for spending some quality romantic time with your Valentine.

    Outdoor Ideas
    If the weather outside isn’t frightful this time of year where you live, Nature’s a romantic spot to spend some snuggling time together.

    You could always have an exercise date if you’re both fitness nuts: a brisk walk on a tree-lined lane, a game of Frisbee in the park with your favorite view, bicycling along the waterfront, a hike to a local destination. One of my favorite things to do is rent a canoe and meander slowly around the local waterways.

    For a less physically demanding outdoor idea, slow the pace down and stroll leisurely through the park rather than power-walking. Hold hands, look at the flowers, watch the birds, listen to the sounds of nature. Go somewhere you haven’t been for ages … maybe an arboretum, beach, game reserve, or Japanese gardens.

    And don’t let a bit of rainy drizzle stop your plans. A romantic stroll under a shared umbrella followed by a cup of coffee or tea in a local coffee shop is definitely a romantic alternative to the typically more expensive dinner and a movie. Plus, most parks are less crowded on rainy days, so you’ll have more privacy for your romantic walk.

    Even in the winter, it can be fun to wander through the local zoo. Many times the animals are more active this time of year rather than in the summer when they’re all hiding in the shade, escaping the summer heat.

    Your local newspaper is always a great resource for inexpensive date ideas. Check out the “What’s Happening” section for information on local heritage festivals, film showings, street fairs, home tours, fireworks displays, musical events, and county fairs.

    Indoor Activities
    If it’s too cold or wet to spend Valentine’s Day outside, try taking a romantic drive together into the countryside, perhaps stopping for coffee and pie at a diner along the way. Mmm.

    Spend the afternoon browsing through antique stores together. Talk about the things you remember seeing in your grandmother’s house when you were a child. It’s amazing the memories that can come back looking through things from long ago. You might discover things about your loved one you never knew.

    Museums are often a fairly inexpensive way to spend time together. Check around for history and art museums you’ve overlooked in the past. Many of them have free days, too.

    If it’s winter in your area and winter consists of sunny skies and palm trees, you might want to consider going ice skating together at the local skating rink. The change in temperature is invigorating, and it’s fun to bundle up in a scarf and gloves if it’s not something you do very often. Plus, it’s always appropriate to hold hands while skating together. Instant romance.

    Stay-at-Home Ideas
    Breakfast in bed is a fun wake-up on Valentine’s Day morning. Maybe cook some heart-shaped pancakes to complete the theme?

    You could also have a tea party, just for the two of you with a selection of delicious gourmet teas, a variety of cakes and cookies, romantic music, and of course some fragrant flowers (they can just be ones picked from the yard … you don’t have to go overboard — and over-budget — with a dozen long stemmed roses).

    Try having a picnic in the livingroom by the fireplace. Spread a blanket or tablecloth on the floor, light some candles, pack traditional picnic food items into your picnic basket, turn on some soft music. Maybe feed each other fresh strawberries.

    If you have a series of movies you both enjoy, a movie marathon can be a fun way to spend the day. Stock up on snacks ahead of time, cuddle under a blanket on the couch, and watch a day full of Lord of the Rings, the Matrix, or a variety of romantic comedies). Turn off the ringer on your phone and just spend the day getting lost in the stories together.

    Have a happy Valentine’s Day!

    Copyright 2008 Deborah Taylor-Hough
    Used with permission. All rights reserved.
    http://thesimplemom.wordpress.com

    ABOUT THE AUTHOR:
    –Deborah Taylor-Hough (freelance writer and mother of three) is the editor of the Bright-Kids and Simple Times e-newsletters. She’s also the author of ‘A Simple Choice: A Practical Guide to Saving Your Time, Money and Sanity,’ ‘Frugal Living For Dummies(r)’ and ‘Frozen Assets: How to Cook for a Day and Eat for a Month.’ Visit Debi online at: http://thesimplemom.wordpress.com



    Popularity: 36% [?]

    26th January 2008

    New! The Tightwad Times for Extreme Frugal Living

    We’re happy to announce our newest addition to the JCT Publishing network, The Tightwad Times.

    The Tightwad Times is all about the art of being a tightwad. The cost of living is going up more and more on a daily basis, and it’s becoming nearly impossible for some families to keep up and make ends meet. Even frugal living (living within your means) is getting harder for many people. Hard working people are finding it’s even becoming more and more impossible just to buy food and medicine, not to mention pay a house note or rent, etc.

    Because of this, we’ve created The Tightwad Times.

    Being a tightwad takes frugal living a step farther. Tightwad living is not only about living within your means, it’s reusing things over and over, finding freebies and rock bottom bargains, buying second hand, making use of everyday household items in new ways, and living a more simply and thifty lifestyle.

    The Tightwad Times will bring readers extreme tightwad living tips, recipes that can feed a family, freebies and bargains, discounts and sales, and tips on how to save money and get by in today’s high priced world.



    Popularity: 56% [?]



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