Hard Up? Try These Simple Money Saving Solutions
With the global economy at one of its all-time lows, it’s becoming increasingly difficult to make ends meet. However, many of us don’t realize that there are some very simple ways to save ourselves money. They don’t necessarily require drastic action, and you may even want to try some of these out simply as ways to save up for something you want. So here are a few great money-saving tips that you might never really have thought of.
Ditch your car (sometimes): Your car is probably one of the most expensive things in your life. We forget that not we’re not only paying up for fuel on a regular basis, but we also have to pay all the maintenance costs for our cars.
We don’t necessarily need cars to get on with our daily lives. Public transport is great alternative. Another great alternative to a car is a bicycle. Bicycles cost almost nothing to run, with very low maintenance costs and zero fuel bills. Better still, you’ll even get fit by using a bike.
Finally, you can walk as much as possible. While some things will probably be too far away for walking, there’ll almost certainly be plenty of things you can do by walking which you’d normally take your car to do.
Many can’t imagine life without a car, but you don’t actually have to drop your car altogether to save money. Just making shorter journeys by bus, bike or on foot can start saving you money on fuel, and will reduce wear and tear on your car making maintenance less of an issue.
Stop going to the gym: If you’re paying out to go to the gym on a regular basis, then consider doing your workout from home – at least until your financial situation is looking a bit better. You can arrange to go on runs in a local park or on the sidewalk with friends if you want to get out of the house. But it’s also possible to do lots of exercises in the house.
You can also try to cycle journeys that you would usually make in the car. As mentioned above, this can reduce fuel costs at the same time as keeping you fit. It’s also a timesaver, as you won’t need to use up as much of your free time on exercise if you’re cycling to get around.
Plan your food shopping: One of the most common mistakes we make is not planning our food shopping properly. It can seem like an annoying chore, but by buying only what you know you will need you waste far less. It also means you can take advantage of bulk-buy special offers.
Check out supermarket clearances: Supermarkets often have end-of-day, or end-of-week clearances. These are definitely worth checking out! You can find some truly amazing deals here, particularly if you’re buying meat. Find out when food clearances usually take place at your local supermarket and make it a habit to turn up for them frequently. It’s possible to cut food bills down quite a bit this way.
Drink less alcohol, smoke less cigarettes: It sounds boring and difficult, but if you can manage it then cutting back on alcohol and cigarettes can be a huge money-saver. Cigarettes are one of the biggest money wasters – especially for chain smokers. Those who are unable to quit cigarettes might be able to cut back and save some pretty decent money.
Alcohol is actually easier to cut back on than many people think. You don’t have to stop drinking it altogether, but saving it for just one or two nights per week can really make a big difference to your expenses. Also, if you drink out at bars a lot, consider drinking at home beforehand. This can reduce the cost of a night out quite a bit!
There are many other ways that you can save money too. These are just a few ideas to help get you thinking. Take a look at your daily life, and see if you can find other ways to save yourself money in addition to these.