Be Frugal, Frugal Living, Frugal Living Tips, Frugal Recipes, Better Budgeting, Money Saving Tips, Frugal Column, Simple Living, Budgeting Tips, Frugal Blog


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Money Saving Tips

Frugal Living Tips – Ways to be Frugal

There are a lot of ways to be frugal and practice frugal living in your everyday life. The short version is this – if you want to save money and live on less, you simply have to stop spending money. There are lots of things that we can be do to be frugal that can make for instant savings.

Of course, we can make a budget and stick with it. We can cut the credit cards up and stop maxing them out. We can pay more than the minimum payment on some of our bills. These are great money saving tips.  But the frugal living methods I am talking about today are more basic and something most (if not all) of us can do everyday (or at least often) to live frugally – saving money by not spending it to begin with.

If you want to have a frugal life and save money, then you have to make up your mind to stop spending money. Until you do that, your life will not change. You control you!  If you want to make a change, BE that change. Frugal living is something that all of us can do – we just have to want to.

It’s this simple – if you’re not willing to stop spending, then don’t complain about your money problems. Yes, that sounds harsh. But I say it because of this – I have heard all too many times from people who ask how to save money, how can they make it on less money, how do they do frugal living, what can they do, etc. – and as soon as I tell them, they start: Oh no, I can’t live like that, I can’t do without this or that, I can’t not go shopping, I can’t not eat out every night… I can’t, I can’t.  But in reality, they are saying… I won’t, I won’t. So again, I say: If you’re not willing to stop spending, then don’t complain about your money problems.

That said, for those that want help, here are some frugal living tips that will help you to save money by not spending money:
1. Save scrap paper for notes. If you’re always buying notepads and sticky notes for your home, consider saving scrap paper to write on.  If you print coupons, you might have paper left after clipping them if they didn’t take up the entire page. Plus we all get junk mail. Cut it up and use the backs for jotting down notes.

2. Reuse plastic zipper bags. If you use a lot of plastic food zipper bags, you can wash and reuse them (if they didn’t have meat in them). Lots of times, I will open a bag of this or that and it doesn’t have a way to seal it, so I will put them entire bag into a plastic food zipper bag, just to be able to close it and seal it. Once the food is gone, the bag is fine and reusuable. I just wash it out and let it dry, and use it again.

3. Save plastic food tubs. You can save a lot of money and practice frugal living by saving and using the plastic food tubs that items such as margarine, sour cream, or cottage cheese come in. These are great for storing leftovers in or putting stuff into the freezer – meat, pasta, rice, veggies, etc. Once they get worn out, you can toss them – and you haven’t lost a penny.

4. Pay your bills online. Frugal living wouldn’t be complete today without adding this frugal tip. Granted, there are still a few companies that haven’t caught up with today’s technology and made it possible for their customers to make payments online – but more and more companies are getting there. Not only do you save money on the cost of postage, but the payment is usually instant, and even when it’s not, it’s still much faster than the week it takes for the payment to arrive in the mail. If you’re not sure if a company you do business with accepts online payments, do a search online or call and ask.

5. Cook at home and eat at home.  Yes, we all like the idea of eating out and having someone else cook for us, but that can be expensive, especially if you do it often.  Save it for special occasions or every once in a while – not all the time.

6. Make do with what you have.  Unless you truly need something, make do with what you’ve got.  Nothing screams frugal living more than this!  So many people think they just have to have this or that – yet they have no need for it, no use for it, and all too often spend money just to be spending it. Do you really need another pair of shoes? Do you really need another dress? Do you really need another car?  Learn the difference between want and need.

7. Look for free samples online.  Companies are always giving out free samples.  Granted, a lot of the samples are trial size, but you can also find full size free samples.  Getting free samples is good because obviously it’s a freebie, but it also allow you to try something before you buy it.  So if it turns out you didn’t care for the product, you don’t lose any money because you never spent the money on it to begin with. Free samples are also cool for gift baskets.

8. Do it yourself.  You can save loads of money if you simply do something yourself rather than pay someone to do it for you.  Of course, this only works if you know how to DIY or have access to DIY tutorials, such as online.  If you have something that needs done and you don’t have a clue as to how to accomplish whatever it is, simply do a search for DIY so and so.

9. Barter with family and friends. Trading things or services will save you money, along with whoever you barter with. If you need sewing done and are clueless, consider bartering with someone who sews for something you have or know how to do. If you know how to fix a leaky faucet, you could barter that service with someone who knows how to do something you need done.

Frugal living doesn’t just happen for most people – they have to want to live a frugal life. So many people today live such fast lives – buying, spending, going – and they wonder why they are in such debt, whey they never seem to have any money. If you want a frugal life, you’ve got to be willing to let go of the spending habits.

 

 

 

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Frugal Simplicity is on Facebook – Follow Us!

http://www.facebook.com/frugalsimplicity

 

Frugal living just got a little more convenient!  Frugal Simplicity is now on Facebook!  With more than 800 million active users, Facebook is THE place to connect and socialize, and that includes finding and sharing frugal living tips and frugal living ideas, plus printable coupons, freebies, thrifty tips, etc.

Come on over and LIKE us, and be sure to share the page with your friends and family that are into frugal living (or need to be!!).

 

Frugal Simplicity – It’s Not Just About Saving Money, It’s a Way of Life!  Let’s Be Frugal!

Be Frugal, Frugal Living, Frugal Living Tips, Frugal Recipes, Better Budgeting, Money Saving Tips, Frugal Column, Simple Living, Budgeting Tips, Frugal Blog

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Paperless eCoupons – Free Coupons that You Don’t Have to Print

Have you heard about, or used, the new paperless coupon company called SavingStar?  They recently launched. SavingStar makes it really super to save money on groceries.

This is another way to be frugal and practice frugal living!

SavingStar’s e-coupons aren’t printable coupons. In fact, they’re totally paperless. There’s nothing to clip or print because the coupons are 100% digital. Plus they will work at over 100 grocery store chains in 24,000 stores across the nation.

Here’s how it works:

First, just select all of the e-coupons you want from the website, or from the mobile app, and they will then automatically be linked to your store card, right then.

Next, when checking out at the grocery store, simply use your card at the checkout and the money is added into your SavingStar account. Unlike tradittional printable coupons, when you use the SavingStar card, the savings won’t change your grocery bill amount at the register and the amount you save isn’t printed on the receipt. Instead, the amount you save each time you use your card at the checkout gets deposited into your SavingStar account within 2-30 days, depending upon where you shop.

Last, once your SavingStar account reaches at least $5 in savings, you can pick your payout from a bank account deposit, a PayPal account deposit, an Amazon gift card, or a use it to make a donation to charity.

 

 

 

 

 

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Live Frugal and Make Payments Regularly for Successful Consolidation
By Rick Murphy


Get Out of Debt with DebtGoal

Managing your finances in a better way is the key to secure a wealthy future for you and your family members. If you are indisciplined in your financial behavior and can’t live within your means, chances are there that you may face serious financial crisis. Moreover, you may be an impulsive shopper or you may be a reckless user of multiple credit cards. All these do not do any good to your financial prospects.

So, it makes good financial sense to live frugally. It is to be noted that in majority of the cases, you fall into a grave financial situation because of your years of financial indiscretion. Instead, if you were a little bit frugal in your spending habits, you could have avoided your current financial mess.

The majority of the present day personal financial crisis has originated from mounting credit card debts. Just for the sake of expanding their businesses, credit card issuers have issued cards to the people even without judging their repayment capacity. Again, many of you have engaged in rampant usage of this plastic money without bothering much about its implications. So, quite naturally, many of you have fallen into serious credit card debt crisis. However, if you have already fallen into debt, it would be wise if you resort to appropriate debt elimination strategy as soon as possible.

One popular debt elimination strategy available before you is to opt for credit card bill consolidation program. This excellent debt deduction program combines all multiple debts into a single big debt and you are then required to make single monthly payment so as to get rid of your all unsecured debts.

While you are undergoing this debt elimination exercise, it is recommended that you follow certain financial restrictions. For, instance, during this exercise, you must avoid using credit cards. You must try to become as frugal as possible in your spending behavior. In other words, you must always make the provision for arranging the single monthly payment amount which you are required to pay in order to get out of debt. Make sure that you make the monthly payment amount on a regular basis. If possible try to pay more than the monthly payment amount so as to become debt free early. However, for that you need to go one step ahead by lowering your expenses through frugal living.

In the first step of the credit card bill consolidation program, you are required to find a genuine debt consolidation program. In order to find a truly genuine debt consolidation company, you need to check its status with Better Business Bureau (BBB). If the company has a good record with the BBB website, you can be rest assured about its genuineness. The debt consolidation company, after discussion with your lenders, decides upon your single monthly payment amount. This amount is less than the total monthly payments that you were making before opting for credit card bill consolidation program.

By making the single monthly payment amount to the consolidation company for a certain period of time, you finally become free of debts and achieve financial independence.

 

About the author:
Rick Murphy is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. He holds his expertise in the Debt industry and has made significant contribution through his various articles. To get credit card bill consolidation related help visit:http://www.debtconsolidationcare.com/credit-card.html

 

 

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Buy and Sell Boxes of Kids Clothes!

 

Got clothes your kids have outgrown that someone else can use? Need more clothes for your kids because they’ve outgrown what they have? Do you want to help someone else while helping yourself?

Buy and sell boxes of kids’ clothes at thredUp.

Get great new clothes (and toys!) for your kids while getting rid of stuff they no longer use. It’s free to join. And thredUp will send you free postage paid boxes and even arrange for them to be picked up – it couldn’t be any easier!

You can now earn cashback for your outgrown kids clothes, and gently used toys, and books on thredUP. Earn up to $10 for every great box you send to another mom. Click Here.

This is a great way to not only organize your kids’ closets and bedrooms, but also a frugal way to get things your kids need.  As parents, we know that it can cost a lot to clothe our kids, but it doesn’t have to – frugal parents know there’s a better way than spending a lot of money on clothes and toys, etc.

It’s free to join thredUp, so head on over there and see how you can get help yourself and help others at the same time!

Check it out and share this posts with other moms you know that might be interested!

 

 

 

 

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