11th
May
2008
New Recipes Community! Come Join!
http://www.lilaguide.com/Groups/recipes
This is a new community, new group, new message board.. for recipes! It’s a place to meet new mommy friends, find and share recipes, and even share your opinion on products and places. Way cool!!
So come on and join, share your favorite yummies, and spread the word!
http://www.lilaguide.com/Groups/recipes
Popularity: 8% [?]
4th
April
2008
Are rising gas prices killing your budget? How much do you have to pay for a gallon of gas? $3.20? $3.50? $4.00? $5.00??? MORE???? Where does it end???
The gas pump MONSTER is raising the prices of gas. Sure, they go up and down. They go up a dollar and down 50 cents…… to condition us to think 50 cents more is a good deal!
For those of us who have to drive back and forth to work everyday - in gas guzzling traffic - every penny hurts. What about traveling? A lot of people can’t even afford to fly to their travel destinations, but now even DRIVING to your travel destination is becoming unaffordable!
So with the ever-raising costs of filling your tank full of gas, there’s no shame in cutting every corner to save a buck.
All a person needs is the know-how, the tips and tricks, the truth and not the old rumors……of how to make that tank last until next payday! I’ve written it all down for you and put it in a report I like to call…
62 Ways To Beat The Gas Pump Monster
http://www.frugalsimplicity.com/gasindex.html
Popularity: 99% [?]
26th
March
2008
Using a prepaid debit card has all the advantages of a credit card, but it saves a load of money by having no interest charges, plus you never owe a bill. Prepaid debit cards are only good for the amount you put on them, making them great for your budget and financial present and future.
Instead of having credit cards that can run you deep into debt and loads of high interest charges, opt for ap repaid debit card and save your money. Simple spending changes are a great way to live frugal.

Popularity: 83% [?]
26th
January
2008
We’re happy to announce our newest addition to the JCT Publishing network, The Tightwad Times.
The Tightwad Times is all about the art of being a tightwad. The cost of living is going up more and more on a daily basis, and it’s becoming nearly impossible for some families to keep up and make ends meet. Even frugal living (living within your means) is getting harder for many people. Hard working people are finding it’s even becoming more and more impossible just to buy food and medicine, not to mention pay a house note or rent, etc.
Because of this, we’ve created The Tightwad Times.
Being a tightwad takes frugal living a step farther. Tightwad living is not only about living within your means, it’s reusing things over and over, finding freebies and rock bottom bargains, buying second hand, making use of everyday household items in new ways, and living a more simply and thifty lifestyle.
The Tightwad Times will bring readers extreme tightwad living tips, recipes that can feed a family, freebies and bargains, discounts and sales, and tips on how to save money and get by in today’s high priced world.
Popularity: 44% [?]
27th
December
2007
Thinking of cutting down your expenses on food? Then you should read the following tips. They will surely help you on reducing your food expenses. They are by no means comprehensive but they will be very useful.
For coffee drinkers
It is a good idea to re-use the grounded coffee once. Using coffee grounds two times or more will not greatly affect the taste of the coffee. It is highly encouraged to do this using a filter that is permanent and avoid the paper variety. Keep the grounds refrigerated until using it the following day.
For bread lovers
Grocery stores sell bread that was made the day before at a much lower price. There is nothing wrong with eating bread that was made the day before since it still is good to eat. If you have a lot of space in your refrigerator, store a lot for bigger savings. If you will eat the bread, you can defrost it using your microwave oven. Re-heat it every 30 seconds to prevent the edges of the bread from getting too hard.
When buying from the grocery store
Before going to the grocery, you should have already made a list of all the things that you really need. Prioritize basic goods and avoid buying things that you do not really need. Observe the prices indicated on the displays. Remember, branded products cost considerably more than store brands. It is also a good idea to keep the receipt of your previous trip to the grocery and make it as a basis for your purchases on your next trip. To have higher savings, buy more of the product. You can always store it in your refrigerator or in the house to minimize your trips to the grocery store.
When eating out
If you are going to eat in a pricey restaurant, the best time for you to go there would be during lunch. Food during lunch usually costs less and this will be to your advantage. When staying at the hotel on your trips, it is a good idea to check if they also include breakfast in your total room charge. You should also find out where the locals eat. Chances are, they will eat where the food is great and the price is even better. When going around, carry with you some snacks. A chocolate bar, chips, and cookies will go a long way while strolling around.
Eating cheaply does not necessarily mean eating bad food. Look around and you will be suprised at the options you can choose from. Take time and consider your choices so that you will not only eat a lot but save some money also.

Popularity: 17% [?]
18th
November
2007
Prices go higher every year, especially the cost of gas. Transportation is one big factor that makes the household budget difficult to cover all your expenses. Here are some guidelines to help you save money from transportation:
1. To save money, you must always check on your vehicle regularly. A well-maintained vehicle can get you out of trouble on repair expenses. You can actually spend only $50 on maintaining your vehicle and save up to $800 on repair costs in a year. You can even save more if you do the maintenance yourself and not bring your car into an auto shop.
2. If you want to save more money, it is recommended not to buy a new car. The value of a car depreciates automatically when you drive it out off the showroom of the car dealer shop. You may buy a car that is used at least one year. It will save you thousands of dollars to the actual worth of the car when it was new. The owner will then pay all the depreciated value of the car.
3. Save money on buying used cars by comparing the prices of the car dealer and the actual price on the list of the used car dealer ads. To ensure the car that you buy is well conditioned, you may ask for the help of a mechanic to check if the car is good enough for its price. It is better to buy a used car from a person you know and trust. This will help you make sure that you have a good deal in acquiring a car.
4. Try to compare gasoline rates. You may refuel your car with the gasoline station that offers the lowest price on gasoline. You can even save more by pumping gas yourself and use the lowest octane in your car’s manual. It is also recommended that you pay cash than credit cards that charge extra rates. Do not forget to check the gas cap if it is tightened to ensure no gas is spilled out.
5. Always keep your engine tuned-up and have your tires inflated to their desired pressure to save you more money. A well-maintained engine consumes less gas. Keep your car’s trunk clean to save more fuel. Heavy loads in your vehicle can consume more fuel because of the excess weight it carries.
6. Try to limit the use of your car on your daily route. You may take the bus or the subway to save gasoline. You can also save time by ignoring the traffic that you encounter everyday on the streets.

Popularity: 11% [?]