Frugal Simplicity

Are you or a loved one pregnant and without insurance? No need to worry, this materity card can help! Even if you are already pregnant, you can save thousands! Check out what the Maternity Card offers…

Maternity Card includes:

Doctor Visits
Hospital Stays
Lab Work
Sonograms
24 Hour Counseling
24 Hour Nurse Hotline
Anesthesiologist
PreNatal Vitamins
Newborn Tests and Checkups
Immunizations
Prescription Coverage
Fertility Treatment/Therapy

More info here

It’s a sad fact that that the heat of the summer can wreak havor on our power bills. The hot summer sun beating through the windows just heat up the home. The air conditioners work overtime trying to keep the home cool, while the entire time the sun continues to make its way through the windows into the home.

So what is a body to do to help keep the sun out and save money on power bills?

There are several things we can do, like keep the curtains closed and shades drawn shut. But then we are left in the dark and often turn on the lights in the middle of the day, thus still running up the power bill.

Awnings are a solution. While they do cost, the money saved in the long run far outweighs the cost of buying awnings. Installing awnings over windows allows the light to shine in but shades the windows, allowing the light in but keeping the hot sun out.

Awnings are great for decks and patios. Having an awning over the patio or deck makes for a wonderful shaded area, much cooler, and very nice for being outside, grilling, working on flowers, etc. And they are so roomy that an awning is a good and safe place for the kids to play in the summer, under the awning and in the shade. When it’s raining, it allows for a cool place to sit out and watch the rain.

Having a retractable awning for the deck or patio area is a cool choice because you can have it rolled away when you want to.

In short, awnings are just a wonderful thing for a home to have! You can also get some free information about the wonders of awnings. These guys will send a free information kit and even a video about their retractable awnings.

Deck and Patio Owners! Get a FREE Info Kit & Video from SunSetter Retractable Awnings.

Who doesn’t want to save money on water? Conserving water isn’t only good for your budget, it’s something we should all to to help the environment.

A leaky toilet that won’t stop running can cost you a lot of money. Even if you are in a rural area and on well water, like me, a water leak can cost you money by keeping your pump running, which runs up your power bill, and can even burn your pump up, resulting in hundreds of dollars worth of damage.

One way that we can save money is by making sure our toilets are in good working order. It’s the one area of the home most used and the one that, if it’s leaking, can cost us a lot of money. There’s one way to be sure your toilets are not costing you money.

H2O Guard’s Fill-O-Meter valve meters a pre-determined amount of water, 1.6 or 3.5 (depending on the model), and then positively shuts off. No more water can enter the tank until the handle is depressed again, regardless of any internal leaks thus minimizing waste from leaks. Outdated valves measure the level of water in the tank and will keep pumping anytime the level drops which could result in catastrophic leaks.

Click here for more information

==>>Saves on average over 5,000 gallons per toilet, per year.

==>>Signals the first time you have a flapper leak.

==>>Eliminates costly damage from overflowing or broken tanks.

==>>Reduce maintenance cost with a quick and easy installation.

==>>Conserve Water and Save Money

UPC LISTED!

Click here for more information

FREE HEALTHY SAMPLES of products like Robitussin - Nexium - Alavert and More.

Click here for free health samples

Do you love to read but hate the price attached to new books? There are lots of ways to get good quality books, even the latest bestsellers and latest releases, without paying an outrageous amount for a new book.

One way to find frugal deals on buying books is to shop thrift stores such as Goodwill. Our local Goodwills always have books and often you can even find the newest releases sitting on the shelves awaiting a new owner, and for less than a buck. That’s a lot better than paying $15 to $25 or even more.

Another frugal book buying tip is to look for the book you want in ebook form. Ebooks often sell for much less than their print counterparts. And ebooks can be saved to your computer, printed, and saved on CD.

If you don’t have a lot of space to store books or have the desire to keep books once you have read them, book sharing might be a good choice. This is especially popular for those who are mostly only into fiction. Book sharing is a good way to sell your unwanted books and to buy used books at a huge discount.

Click here to buy and sell used books.

Frugal Simplicity is offering free, for a limited time only, our money saving tips ebook, 15 Top Ways to Save Money. It’s loaded with helpful frugal tips to better budget your money.

Click here for the ebook to read the ebook or right click and select Save Target As to save the ebook to your computer.

The ebook is free to give away and share with others.

The heat of the summer can cause your power bill to skyrocket. Trying to keep your home cool while trying to keep your power bill down isn’t always easy, but it can be done. Using these tips can help you to keep your home cooler and keep your power bill down at the same time.

Avoid using appliances during the hottest part of the day that heat the home, such as the stove, oven, and dryer. The air units have to run even more to try and cool down areas those appliances are heating up. Use heat generating appliances when it’s cooler like early in the morning or later in the evening.

When baking, refrain from opening the oven door repeatedly while you are cooking. It lets the heat out, thereby making the air unit run harder to cool off the heat from the oven. Set a timer for how long the oven needs to bake what you are cooking and then check on it. Keep the heat in the oven and out of the kitchen.

Invest in a slowcooker or crockpot. These put off a lot less heat than the stove and oven, and can be set on low to cook even while you sleep or shop. They don’t heat the kitchen up and using them gives you time to do something else while the food cooks.

Use fans to help circulate the air. Ceiling fans and regular fans on a stand help to move the air. If you have window units, using fans will move the air from room to room more efficiently. If you have window units but not in every room, placing a fan in the door of the room without the air units will help keep the room cooler.

Computers heat up rooms. Fans are especially helpful in the room where you keep your computer. Using a fan to keep the air circulating will help keep the room cooler and keep your computer from getting too warm in the hottest part of the summer.

Close off rooms that are not in use or used often. Don’t try to cool rooms that you don’t use. This is most helpful if you have window air units. Keeping doors closed to rooms not in use leaves less area to be cooled, so it will be easier to cool it and keep it at a decent temperature.

Keep kids from going in and out repeatedly during the heat of the day. Each time the door opens, it lets the heat in and the cool out. Have them be either in or out, but not back and forth.

Clean the filter or change the filter on your air unit every two months. Dust from the air collects on the filter and it needs to be cleaned or changed on a regular basis. Clean filters help the air unit to cool the home more efficiently.

Place weather stripping on doors and windows that have cracks. Weather stripping keeps the cool air in and the heat out. It comes with a stick on side and can easily be applied to entrance doors and windows, and won’t harm the facing or woodwork. Weather stripping is available at hardware stores and discount stores such as Wal-Mart.

Keep curtains and blinds closed during the hottest part of the day. Opening curtains and letting the hot summer sun in during the hottest time of the year only heats up your home and causes your air unit to work harder to cool. Turn on the light and keep the curtains closed during the day. Using the light will burn less electricity than the air unit trying to cool what the sun is heating up.

Invest in insulating drapes for your windows. Insulated drapes have a rubber like backing that insulates, keeping the heat out and the cool in. These work opposite in the winter, keeping the heat in and the cold out. Using these with blinds gives a nice decorative look while helping to save money on power costs.

There are more ways to save money on the costs of cooling your home. These are just a few tips that can help keep your home cooler and your savings happier.

Do you want to save money? There are lots of ways to cut costs, to make your money go further. I will present a few ideas here, most of which I have tried myself, and some of which I still practice.

Why buy storage containers? Those fake butter containers work just as well! Buy a container of the fake butter, use it and wash the bowl. There’s your first container! Keep buying the fake butter, washing those containers, and before long, you’ve got yourself a collection!

Want to save on buying drinking glasses? There are two ways to save on these. You can buy the cheap plastic ones. Or if you buy items in a glass jar, jelly for example, save the jar! Wash it, and there’s a drinking glass. Buy a few of the same items up, and you’ve got a set! Much less than buying drinking glasses, and they work just as well.

How many times have you went to wash your hands or bathe, only to find pieces of small or broken soap? That can drive you nuts! Simple solution! Take one of those fake butter bowls you’ve saved, and each time the soap gets that small, put it in the bowl. After a while, the soap pieces add up. You can get the bowl of soap pieces, add a small amount of water to it, and shape it into a new bar!

Are you tired of constantly buying emery boards to do your nails? Those things never last long. Make your own super duper boards for a fraction of the cost! Buy a package of sand paper. Go to a paint store and ask for some paint stirrers. You can usually get these free in most paint departments. Take a sharp kitchen knife if you have no saw, and cut the paint stirrers into small pieces. Then cut the sand paper into small pieces and glue the sand paper onto the paint stirrer pieces that you just cut up. There you are! A TON of emery boards! You have saved a lot of money, and made yourself something at the same time!

Another excellent way to save money is the brand of food you buy. A few years ago, while working for a company, I made a shocking discovery! I learned that most name brand companies put out the exact same item in a store brand and also off brand names! We all know that most store brand and off brand items sell for less. So I decided to start buying and trying the no name items rather than name brand stuff. I found that most, but not all, of the food items were the same thing I’d been buying under a well known name. I started saving TONS off of my grocery bill just by buying the store brand or off brand rather than a name brand! Add sales and coupons and there is no end to the amount you can save. It can actually trim HUNDRED�S off of your food bill every month!

Do you throw out your old junk mail? STOP! Look on the back of that mail. Is there anything on it? If not, cut it up into small pieces to write notes on! Why buy paper to scribble on and such, just to throw away? Use that junk mail and save money!

Do you need to decorate your walls with something? Take a look at your calendar, the months that have passed. Are there pictures on your calendar? Cut or tear those old months off, take the picture and find where you want it. Get some tape and place it nicely on your wall. Once the entire twelve months are up, you’ve got yourself a nicely decorated wall. And the best part is that you can get calendars free!