Frugal Living, Frugal Living Tips, Frugal Recipes, Better Budgeting, Money Saving Tips, Frugal Column, Simple Living, Budgeting Tips



Want to see your ad here? Contact Us

From the category archives:

Frugal Holidays

Throwing a Christmas Party on a Budget

by BlondieWrites on December 16, 2009

Christmas parties are much less common than they once were. But it’s still great to be able to get together with our friends and family during the holidays. Why not throw a Christmas party of your own?

One reason that many people do not have Christmas parties is because of budget concerns. Throwing a party can be an expensive proposition. But it doesn’t necessarily have to be. If you follow these tips, you can have a splendid Christmas party without spending a fortune.

* Sending invitations to your guests can be surprisingly expensive. Store-bought invitations aren’t cheap, and you’ll also have to pay for postage. Keep your costs down by sending them by email or inviting guests by phone.

* Make it clear to guests if they are allowed to bring others to the party, and ask them to let you know how many people they will be bringing. It’s easier to plan for your party if you know how many people to expect.

* Forgo the catering and do the cooking yourself. It will take some work, but cooking everything at home is much less expensive than having someone else to make the food and bring it in. Have the family help to make it a little easier on yourself.

* Better yet, make it a potluck. If each guest brings a dish, there will be plenty to eat at very little expense to you. You could even have some guests bring drinks, plates, cups and plasticware if you like.

* Keep the decorations simple. Your Christmas tree could serve as the focal point. Use inexpensive tinsel or garland and Christmas lights around the house, and hang up a few sprigs of holly or mistletoe here and there. There’s no need to spend lots of money to make your home look festive.

* If there’s snow outside, put some in ice buckets and bring it in to chill drinks with. This adds a nice festive touch and saves you money because you won’t have to buy ice.

* To save money on entertainment, put a karaoke machine to use. If you don’t have one of your own, borrow or rent one. Make sure that get the singing on video if possible!

* Make handmade ornaments to give out as party favors. You can make them quickly and inexpensively out of plastic canvas and yarn in Christmas colors.

* If you want to make Christmas parties at your house a tradition, start planning for next year as soon as Christmas is over. You can get 50% or more off regular prices for decorations after the holiday.

Christmas parties are lots of fun, even if you don’t spend a lot of money on them. A frugal party is no less memorable than one where no expense was spared. So don’t wait for someone else to throw one. Take it upon yourself to organize the festivities!

Popularity: 4% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }

The Well Stocked Pantry for Christmas Cooking

by BlondieWrites on December 16, 2009

The last thing any holiday cooks want to do is walk around the kitchen and find out that they are missing a vital item they need to finish a meal in fantastic fashion. Undoubtedly it has happened to you at least once. Be sure it doesn’t happen again with this pantry staple list for the holidays.

Each holiday, most of us prepare the same things. There are favorite family dishes that must be prepared or Aunt Minnie will have a fit. That goes for desserts as well. Since you know this in advance, let’s make sure that the kitchen cupboards are stocked with the items you use the most.

The pantry list includes items for the fridge, cupboard and the freezer. Let’s begin with the cupboard:

• Flour (all purpose, cake)
• Baking soda
• Dry yeast (for breads)
• Sugar (white, brown, confectioners’)
• Chocolate (bricks, squares, morsels, cocoa powder)
• Nuts (pecans, English walnuts, almonds)
• Spices (cinnamon, nutmeg, salt, pepper)
• Baking powder
• Honey, oil, vinegar
• Broth
• Dried fruits
• Vegetables (sweet potatoes, white potatoes, onions, garlic)
• Rice
• Dried pasta

This is just a short list. Depending on your tastes, you’ll add or detract from it depending on your tastes. Now we move on to the fridge. Some items just need to stay in there to stay fresh. To know your refrigerated pantry staples, think of things that you are always sending someone to the store for.

• Milk
• Butter (not margarine)
• Sour cream
• Eggs
• Lemon juice
• Half and half

This list is shorter because you use these items more when you cook and bake around the holidays than any other time. The broth from the other list will end up in the fridge after you open it.

Don’t forget the freezer. Most of the freezer staples come into play with baking but they can pertain to cooking the meal if you make fruit relishes, cranberry sauce from scratch and other condiment additions to your holiday table.

• Frozen fruit (berry mix, peaches)
• Frozen vegetables (to make up for any shortfall with fresh veggie side dishes)
• Fruit juices from concentrate

As you can see, there are a lot of staples that you’ll need when cooking and baking for the holidays. You don’t necessarily have to account for every family member who darkens your door. If your list includes at least these items you are well on your way to a well-stocked holiday pantry.

Popularity: 4% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }

Making Your Own Christmas Decorations Versus Buying Them

by BlondieWrites on November 28, 2009

If you are like many other individuals, you enjoy Christmas. With Christmas comes gifts’, spending time with family, and Christmas decorations. While everyone loves to get Christmas gifts and spend time with their family, there are others who are most excited about decorating for Christmas. In a way, putting up Christmas decorations symbolizes the upcoming Christmas holiday. Perhaps, that is one of the reasons why decorating for Christmas is enjoyed by so many.

When it comes to decorating for Christmas, different individuals use different methods. Perhaps, the most popular method is buying Christmas decorations from the store and then hanging them or displaying them in the home. In addition to buying store bought decorations, there are other individuals who make their own Christmas decorations and then hang or display them. If you are preparing to decorate your home for Christmas, you may be wondering which decorating method you should use. Honestly, the decision is yours to make; however, you will find that each method has a number of advantages and disadvantages.

As previously mentioned, one of the most popular ways that most individuals choose to decorate their homes for Christmas is by purchasing store bought decorations. These store bought decorations can include items such as a Christmas tree, Christmas lights, Christmas tree ornaments, Christmas lawn decorations, and Christmas kitchenware. Perhaps, the wide variety of different decorations that can be purchased online or from a storefront retail location is the greatest benefit to buying your decorations. While it is possible to make your own Christmas lights or Christmas kitchenware, it is time consuming and you need to have special skills to do so.

In addition to the selection of Christmas decorations that you have to choose form, when buying store bought Christmas decorations, you will also find that buying pre-made Christmas decorations saves time. Shopping online is the best way to save time, when buying Christmas decorations, but you can also save time by buying your Christmas decorations from one of your local retail stores. As nice as it may be to make your own Christmas decorations, it is a time consuming task, especially if you have never made your own Christmas decorations before.

So far, it may seem as if you can benefit the most from buying store bought Christmas decorations, but it is important to note that you can also benefit from making your own decorations. Perhaps, the greatest advantage to making your own Christmas decorations is that you can make what you want. Since you know every inch of your home, you likely know what will look good in one area and what will look good in another. If you are looking for a particular Christmas decoration, such as a Christmas painting, and you are unable to find it, you may be able to make your own. While it will take some skill and time, it is almost always worth it to get exactly what you want.

Another advantage to making your own Christmas decorations is that, as previously mentioned, you can make whatever you want, however you want to. When most of us think of homemade Christmas decorations, we tend to think of decorations that were created from scratch. The reality is that you can make your own decorations with existing Christmas decorations or traditional craft items, if you want to. For instance, you can easily make your own Christmas table centerpiece by using a glass bowl or large candleholder, artificial flowers, sand, or even Christmas lights. Despite the fact that you did not make each piece of the decoration yourself, you altered it enough whereas it can be considered a homemade Christmas decoration.

The overall goal of decorating for Christmas is to bring the Christmas spirit into your home. In all reality, that is the most important thing. It really shouldn’t matter whether you choose to make your own Christmas decorations or buy them; the same goal will be accomplished.

Popularity: 2% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }

Low Cost Christmas Decorations

by BlondieWrites on November 28, 2009

Are you planning on decorating your home for Christmas this year? If so, have you completed the first step? When it comes to decorating for Christmas, the first step is getting the decorations. Unfortunately, in today’s world, many families are finding it difficult to afford “extras,” including Christmas decorations. However, there is good news. If you are on a budget, there are still a number of different ways that you can get your home decorated for Christmas. You can do so with low-cost Christmas decorations.

When it comes to low-cost Christmas decorations, it is important to remember that different people associate low-cost with different things. Just because you think a particular Christmas decoration is low-cost doesn’t necessarily mean that someone else will. For some individuals, a low-cost Christmas decoration is an item that only costs one dollar, for others it is five, and for others it can be fifty dollars. That is why it is important, when looking for low-cost Christmas decorations, that you keep this in mind. However, no matter what your view of low-cost is, there are still a number of different ways that you can go about decorating for Christmas.

Perhaps, the easiest way to save money while decorating for Christmas is to not buy any Christmas decorations. If you decorated your home for Christmas last year or in recent years, did you save your old Christmas decorations? If you did save your old Christmas decorations, you may want to think about using them again this year. Although it may be nice to have brand new Christmas decorations, they are not required. Not only can you save money by using your old Christmas decorations, but you might not have to spend any extra money at all!

In addition to using your own used Christmas decorations, you may want to think about using other people’s old Christmas decorations. During the summer and sometimes during the early fall, you may be able find local yard sales. Yard sales are a great place to get used Christmas decorations for an affordable price. If you are unable to find a yard sale, you can also purchase used Christmas decorations online. You can easily find a collection of used and sometimes even deeply discounted new Christmas decorations by doing your shopping on an online auction website.

Although you can save a fairly large amount of money by buying used Christmas decorations, as previously mentioned, there is a good chance that you want new ones. If this is the case, you still have a number of different options. You should check your local dollar stores, discount stores, and even department stores. Many of these stores, around Christmastime, have a large selection of Christmas decorations, at an affordable price. If you are looking to save the most money, it may be a good idea to visit your local dollar stores. Some dollar stores sell really nice Christmas decorations for a dollar and sometimes even less.

It might even be possible for you to make your own Christmas decorations, with items that you already have inside your house. In fact, this is how you can turn your old Christmas decorations into new ones. Simply by altering your existing decorations in one way or another, for instance by adding a bow, you could make your old Christmas decorations like new. You can also take a simple candleholder and turn it into a Christmas candleholder with a little bit of creativity. The same can be said for a number of other items that you likely already have inside your home. This is another way that you could avoid spending any money on Christmas decorations.

As you can easily see, there are a number of different ways that you can go about finding or making your own low-cost Christmas directions. Although you may be worried about the quality of those decorations, you shouldn’t be. Most times, it isn’t necessarily about the Christmas decorations themselves, but they way that they are presented or arranged.

Popularity: 2% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }

Frugal Christmas Crafts: Bead and Pipe Cleaner Ornaments

by BlondieWrites on November 28, 2009

Making your own Christmas crafts doesn’t have to cost a lot of money. Frugal Christmas crafts not only save you money but are fun to make.

Christmas ornaments made from ordinary pipe cleaners and inexpensive acrylic beads are very pretty and easy to make. They look quite impressive yet are easy enough for small children to make. This is one frugal Christmas craft idea to use again and again. Older people and kids will enjoy making this frugal Christmas craft, too, which can be varied to make a number of different sparkling ornaments for your Christmas tree.

To make the bead and pipe cleaner ornaments, you need common pipe cleaners in desired colors and acrylic beads. Two types of beads are particularly effective when strung on pipe cleaners. One type are called sunburst beads, but are also known as paddlewheel beads, snowflake beads, or starburst beads. These beads have six faceted paddles spaced equally around a center that contains the hole for stringing. When several of these sunburst beads are strung consecutively, they fit against each other in an interlocking pattern.

The other type of bead that is also effective for this frugal Christmas craft is called the tri bead or propeller bead. It has three rounded bumps arranged around the stringing hole. Like the sunburst beads, the tri beads interlock when strung consecutively. For the most sparkly and attractive Christmas ornaments, get tri beads and/or sunburst beads in translucent colors of red, green, and clear. The tri beads can also be found in metallic gold and silver which can be used in this Christmas craft as well.

Pipe cleaners can be found in silver and gold tinsel as well as chenille of all colors. For frugal Christmas crafts, the best colors to use are the metallics and Christmas colors. The beads cover the pipe cleaners, but the ends will need to be twisted together and made into hangers, so they show.

Anyone, even small children, can string these beads on pipe cleaners. Bend up the end of the pipe cleaner so the beads don’t fall off. The pipe cleaner works like a needle, making a needle unnecessary. For best results, show the children how to alternate colors when stringing, or start a pattern of three colors. When the beads are strung on the pipe cleaners, they can be bent into different Christmas shapes. For instance, string red and clear beads alternately, then bend down one end of the pipe cleaner for a candy cane shape. Or alternate red and green beads and form a circle for a wreath. Use red pipe cleaner to form a small bow to decorate the wreath. Form a hanger for these Christmas crafts or simply slip the circle over a branch of the tree.

If you experiment with clear beads and silver pipe cleaners, you can make some beautiful snowflake or star ornaments. Snowflake designs can be twisted of silver pipe cleaner only, without the beads for a simple but pretty decoration.

Bead and pipe cleaner ornaments are a nice frugal Christmas craft you will find yourself using every year. Children and their parents will both appreciate this simple yet pretty frugal Christmas crafts.

Popularity: 4% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }

For the Chocolate Lover

by BlondieWrites on November 19, 2009

For the chocolate lover…A mug with the words “Don’t Even Think About Touching My Chocolate”.

Don't Touch My Chocolate Mug mug
Don’t Touch My Chocolate Mug by Creative Babe

Popularity: 2% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }

Frugal Crafts: How to Make a Paper Plate Thanksgiving Turkey

by BlondieWrites on November 17, 2009

Turkeys are a well-known symbol of Thanksgiving. They’re a favorite subject of crafters who want to make Thanksgiving centerpieces and other decorations. And for kids, turkey projects provide a great opportunity to discuss the tradition of Thanksgiving.

This paper plate turkey is a craft that kids of all ages can do. Here’s how to make it.

What You Need

* Paper plate
* Brown crayon, colored pencil, marker or paint
* Construction paper in brown, red, orange and yellow
* White craft glue or glue stick
* Scissors
* Pencil
* Googly eyes

Instructions

1. Use the brown crayon, colored pencil, marker or paint to color bottom side of the plate brown. If using paint, let dry.

2. Draw an elongated oval or peanut shape on a piece of brown construction paper to make the turkey’s head and neck. Cut out and glue onto the center of the plate, with the top hanging over the edge.

3. Cut a triangle out of the yellow or orange construction paper for the beak, and a teardrop shape out of the red construction paper for the waddle. Cut legs and feet out of orange or yellow construction paper. Glue into place.

4. Glue on the googly eyes. Let dry.

5. Draw a feather shape on a piece of red, yellow or orange construction paper. Cut it out, and trace it onto construction paper in each of those three colors several times. Cut out all of the feathers you traced.

6. Turn the plate over and glue the feathers around the top and sides of the plate, placing the bottoms of them about an inch from the edge. Let dry.

Tips

* If you prefer, you could use craft feathers instead of cutting them out of construction paper. If you do, keep in mind that they will stick better with craft glue than they will with a glue stick.

* If you don’t have any googly eyes, cut some eyes out of white construction paper or card stock and draw black dots in the centers.

* No paper plates handy? Just cut a large circle out of brown construction paper for the body.

* You can convert this craft to make a peacock for a non-seasonal project. Just make the head and body blue instead of brown, omit the waddle, and use brightly colored feathers. For the spots on the feathers, kids can dip their thumbs in finger paint and stick them in random places.

* Stick a magnet on the back of your completed turkey and hang it on the refrigerator, tack it to the front door, or use string to hang it from the ceiling.

Popularity: 3% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }

How to Save Money on Last Minute Thanksgiving Flights

by BlondieWrites on November 17, 2009

Thanksgiving is a holiday that’s best spent with family. For some of us, our extended families are just a stone’s throw away. For others, they’re across the state or across the country. If we want to see them during our short time off of work, we have to fly.

Flying during the holiday season can be an expensive proposition. And if you don’t plan your trip until the last minute, it can be difficult to even get a seat. But if you know a few tricks, there are spectacular deals to be had.

One thing that many travelers don’t think of is changing their dates of departure. This can make a huge difference in your fares. The day before Thanksgiving tends to be the most popular day for departure, so leaving two days ahead of time could possibly save you money. And if you’re willing to catch a flight on Thanksgiving Day, you could save big bucks since there won’t be many people flying. Fly back on the following Monday or Tuesday, and you could also save money on your return trip.

Another way you could save is by flying to a different airport. You’ll have to travel further by car to get to your destination, but if you can save enough money on your flight, it will be well worth the trouble. Just plan to land a little earlier than you would have at the closest airport, and you’ll still get to spend plenty of time with the family.

If you’re planning your trip just a week or two in advance, you could find a great deal through an online booking engine such as Lastminute.com. They help airlines book seats that would otherwise be empty, so they usually come at a significant discount. The biggest drawback is that you can’t be certain that you will be able to get a flight to where you want to go, but if you’re flexible there’s usually some way that you can make it to your destination.

The cost of the ticket itself can vary significantly, but it’s also important to consider fees. There are usually more fees charged when you buy through a third party than when you purchase your ticket directly from the airline. So make sure to read the fine print before completing a transaction online or through a travel agent. You’ll also have to pay an additional fee if you check a second bag in most cases, and that fee can be rather hefty.

Air travel during the holidays has a reputation for being expensive. But there are some ways you can save money. Keep these pointers in mind, and you could get a flight at a fraction of its normal cost!

Popularity: 2% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }

Frugal Ways to Decorate Your Thanksgiving Table

by BlondieWrites on November 17, 2009

Look in any home and garden publication a month or two before Thanksgiving, and you’ll see all sorts of elaborate table arrangements. Professional decorators go all out to create a veritable masterpiece. And if you check the prices on the items they use, you’ll often find that they spend several hundred (and often several thousand) dollars to get the table to look so nice.

How can the average person compete with that? Usually, we can’t. But we can make our Thanksgiving tables look great without paying an arm and a leg. Inexpensive items from the local discount store and things found in nature can be combined to create an elegant yet inexpensive frugal Thanksgiving table. Here are some pointers.

Linens

Tablecloths and napkins can be prohibitively expensive. But if you’re only using them on special occasions, you can get away with cheaper options. Dollar stores often carry lovely tablecloths at a fraction of the price you would pay at a high-end department store. They might not last as long as more expensive ones, but if cared for properly they will stay in good shape for several years.

You can find inexpensive cloth napkins at some dollar stores as well. Or you could check outlet stores for discontinued or slightly blemished napkins. You can often find deals on tablecloths there, too. If you’re good at sewing, you could even make your own co-ordinating tablecloth and napkins.

Centerpieces

A pretty centerpiece adds a nice touch to any table. For a frugal Thanksgiving, you can make one at very little cost with things found in nature. Mini pumpkins, squash and other fall veggies can be arranged with some nuts to make a yummy centerpiece. If you want, you could find an inexpensive cornucopia at your local craft store and put these items in it.

Fall flowers also make wonderful centerpieces. If you grow your own, simply pick some in various colors and arrange them in a vase. You’ll have a beautiful, fragrant centerpiece at no cost whatsoever.

Of course, there probably won’t be a whole lot of room on the table for a centerpiece by the time you put all of the food on it. If space is a concern, taper candles are a simple yet elegant alternative. You can find candleholders at discount stores at very reasonable prices. You could place some leaves or gourds around them if you want to do something a bit more elaborate without taking up too much room.

A beautiful Thanksgiving table isn’t necessary for enjoying all of that delicious food. But it certainly adds a nice touch to the holiday and lets your guests know that you value their company. With a little imagination, you can decorate the table and still have plenty of money to spend on dinner.

Popularity: 3% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }

Frugal Crafts: Create a Thanksgiving Journal

by BlondieWrites on November 17, 2009

When most of us think of Thanksgiving, we think of a big dinner with the family. Some of us cook that all day, create beautiful centerpieces for the table and deck our homes out in fall colors. Others bring a drink or a dish and join someone else in the family for dinner. Either way, we enjoy one another’s company and take advantage of the long weekend.

Family and food are certainly important parts of the Thanksgiving holiday. But there is more to Thanksgiving than that. The first Thanksgiving was all about giving thanks for the bountiful harvest, as well as for the other good things that we often take for granted. But that part is often forgotten in the hustle and bustle of putting together an event for the family.

If you want to put the “thanks” back in Thanksgiving, a little creativity can help. Starting a Thanksgiving journal is a great way to get everyone thinking about the many things they have to be grateful for. Such an occasion calls for an extra special hand-decorated journal. You can make one in a snap with a few scrapbooking supplies, and the kids can even help, making it a family effort. Here’s how to make your own Thanksgiving journal.

What You Need

* Composition journal
* Scrapbooking paper
* Glue stick
* Scissors
* Embellishments (ribbons, stickers, die cuts, etc.)

Instructions

1. Use the glue stick to apply a uniform coat of glue on the front cover of the journal. Do not put any glue on the spine, but make sure to get it all the way to each edge of the cover itself.

2. Place a piece of scrapbooking paper on top of the journal, up against the spine. Press down firmly and smooth so that there are no bubbles.

3. Open the cover of the journal, and cut the scrapbooking paper even with it.

4. Do the same thing with the back cover of the journal. You could use the same paper as you used on the front, or a co-ordinating solid color.

5. Add ribbon, stickers, die cuts or any other embellishments you like to the front cover of the journal. Let glue set well before using.

Now that you have a beautiful Thanksgiving journal, it’s time to put it to good use. When your guests arrive, or after dinner, ask each one of them to write down some things that they’re thankful for. You could also encourage them to share memories of past Thanksgivings if you like. Make sure they put their name at the top or bottom of the page. This will give you a keepsake to treasure for years to come.

Popularity: 2% [?]

Post to Twitter Post to Plurk Post to Yahoo Buzz Post to Facebook Post to Ping.fm Post to StumbleUpon

My Savior God

{ 0 comments }