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Frugal Family Fun Time
7 Top Tips to Enjoy a Frugal Halloween Party on a Budget
One of the enjoyable aspects of Halloween are the parties. Throwing a Halloween party can get quite expensive. The good news is that it doesn’t have to be. Following are just a few of frugal and budget-friendly Halloween Party tips to help you and your family enjoy a frugal Halloween party on a budget.
1. Buy your candy early and check out the bulk food stores, warehouse clubs and dollar stores. Candy takes stage front and center during Halloween and the weeks preceding it. However, candy can be purchased year around. In fact, if you’re a savvy Halloween shopper and party thrower, you’ll buy next year’s candy right after the Halloween holiday. That’s when it’s cheapest. It’s kind of like buying a turkey the day after Thanksgiving.
2. Invite your guests to bring their favorite Halloween party snacks. This will save you a lot of time and money preparing snacks and you’ll get to enjoy all of the creative snacks people bring. You can then devote your attention to making scary but delicious punch, and decorating.
3. Gift bags – Visit a website like Orientaltrading.com for great goodie bag items. They have all sorts of fantastic Halloween knick-knacks and crafts for an extremely low price. You can also visit your local dollar store for great ideas.
4. Invitations – You can use an online invitation system like evite.com to send email invitations, or if you like old school traditional invitations consider making them yourself. A cut-out black spider from construction paper, glued onto a white note card, is a simple and attractive invitation. You can also make them on your computer if you’re not crafty.
5. Set the mood with music. Fortunately, music is now quite inexpensive. You can download a Halloween album or scary sounds for just a few bucks. Plug in your iPod or MP3 player, hit shuffle and repeat and your music is set. You can also position speakers in the windows on the front of your home to set the mood for partygoers as they approach your house.
6. Carve pumpkins – This makes both a great decoration for the party and a fun yet inexpensive activity for party goers.
7. Speaking of decorations, you can find them quite cheaply right after the holiday for next year. Also check on auction sites for decorations. Another option is to make your decorations yourself. Sheets, black dye, cotton balls pulled out to make spider webs and other items you can find around your home are enough to create a scary scene. And if you don’t want scary (maybe the children are too young) you can create cute Halloween decorations too. Spiders, bats and Jack O’Lanterns – oh, my!
With a little planning and creativity, it’s easy to enjoy a frugal Halloween party on a budget. Be prepared to plan ahead, ask others to contribute, and embrace your crafty side. This holiday only happens once a year so enjoy it and make the most of it.
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Benefits of Using Your Credit Card When Traveling
Over the past few years most people have realized the dangers of using a credit card for purchases. In addition to identity theft, there’s the very real risk of spending too much and going into debt. However, when traveling, whether abroad or locally, using your credit card offers a number of benefits. These benefits range from safety to saving money.
Let’s take a look at five benefits of using your credit card when traveling.
1. Rewards – Frequent flyer miles are the most significant reward you can receive when using your credit card for travel. You can really rack them up when you’re traveling and they’ll eventually end up in a free flight. Additionally, many credit cards offer rewards for using specific rental car companies and hotels. The rewards can add up to free merchandise or cash back.
2. Security – While there is a risk of identity theft when using your credit card, most credit cards offer instant cancellation and you’re not responsible for purchases you haven’t made. When traveling this is a much more secure option than traveling with cash. If you lose cash or are pickpocketed or robbed, the cash is gone. If your credit card is stolen, you cancel it and it can be replaced within 24 hours.
3. Budget – Believe it or not, using a credit card while you’re traveling can help you stick to a budget. When you use a credit card you have instant online access to your purchases and your balance. This means you can stay on top of what you’ve spent. Additionally, if you get a prepaid credit card, say with $2000 on it, then you can commit to only using that card and not going over your budget. Your vacation is already paid for because it’s a prepaid card and you can rest easy.
4. Insurance – Many credit cards offer travel insurance. This can really help you out of a bind. And some of the concierge services offered by some credit cards can actually help you plan your vacation, make reservations and find package vacation deals.
5. Finally, the currency conversion rates for many credit cards can help you get a fair exchange rate. It can help you actually save a bit of money. And you don’t have to worry about figuring out the exchange rate each time you make a purchase. The credit card company does it for you.
Traveling can be a harrowing experience or it can be a relaxing and enjoyable experience. A credit card can make all the difference. Before you head out on your next vacation, consider using a credit card to manage your trip.
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Free Crochet Patterns: Crochet Stitches
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Frugal Family Vacations
Everybody loves a nice, relaxing, vacation. The family vacation gives us a chance to focus on family and spend some quality time together. Unfortunately, sometimes the family vacation can be costly. Especially, if you have a large family.
Including a vacation in your plans can be a challenge on a tight budget. For those of you who want to get in that family quality time, yet don’t have the finances for an extravagant vacation, here are some frugal family vacation tips. Since the goal here is to get the most fun for your money, let’s talk about some frugal and low cost vacation ideas and tips that could be right for your family.
1. Camping: A great low cost option for families that enjoy the outdoors. Don’t worry, you don’t have to sleep in a tent. There are lots of state parks that rent cabins for a very reasonable fee. As an added bonus, when you are registered at a state park, you gain free entrance into all state parks.
2. Beach It: If you want to beach it, be sure to check out all your options for lodging. Sometimes a large family can do better by renting a condo or home for the week rather than staying at a hotel. Remember, you can save a tremendous amount of money if you can prepare your own meals while on vacation. A good portion of a families vacation budget can be literally “eaten up”! Even a little kitchenette in a suite can save you big bucks. If you’re campers, you can almost always find a campground near popular beach areas and get maximum savings on lodging.
3. Low Cost Lodging: Don’t forget your best resources, friends and family. Ask around to see if anyone has visited an area you plan to go. You may get lucky and have a “friend that has a friend” who maybe has a vacation spot they wouldn’t mind renting to you for a lesser fee. Sometimes people won’t rent out their vacation spots for various reasons, but don’t mind doing so if the tenant is a trusted acquaintance of a friend or family member.
4. Visit Friends and Family: Plan to visit friends and family that live far away, or even those that live close, and you rarely find the time to visit. In today’s fast paced society it’s not unusual for family and friends to lose touch. You’ll save money and get to catch up on what’s happening with friends and/or family that you haven’t visited recently. This will be fun for everyone and reinforce family togetherness.
Whatever you decide to do, if you’re traveling a great distance be sure to check all your travel options. With today’s soaring gas prices it’s not unlikely that you may be able to get there faster, and cheaper, in the air. Hey, maybe there’s a conspiracy here?
If all this just doesn’t fall into your category of “fun”, and you just have to have that exotic resort vacation, then at least be sensible about it. There are many great deals on vacation packages and off season rentals. And, oodles of travel agencies just waiting to tell you about them.
This is one area where do-it-yourself isn’t always the most practical advice. Travel agencies are privy to a lot of travel information, especially seasonal discounts, that you and I don’t have knowledge of. Do Your Research at least for goodness sake. You won’t be kicking yourself later when you come across that great deal you missed out on!
Check out your local travel agencies, as well as some of the many online agencies. Don’t forget, if you’re an AAA member you’re eligible for travel discounts. Before finalizing any plans, be sure to know your rights. What happens if you have to cancel? What is the deadline to cancel? Will you loose your deposit or is it refundable? Know your options.
Remember, the most important thing about family vacations is to spend quality time together. Have fun, and have a safe and happy frugal family vacation!
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