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Better Budgeting

Save Money With Free Samples

by BlondieWrites on September 2, 2010

Save Money With Free Samples

Many companies these days offer free samples in an attempt to attract customers. These large companies are sure that once a product is tried, it will tempt the customer to buy the full-sized product and continue to purchase in the future. There are many places to get free samples, both online and off, if you know where to look.

Companies are forever developing new products. However, they cannot attract customers to buy these new products without some kind of incentive. Incentives can exist in the form of discount coupons or in most cases, free samples. To find these free samples and sign up for them, visit the website of the manufacturer. You may have to fill out a survey as to your daily needs and the types of items you are interested in. These surveys are tailored so you are not sent samples of items you will not use.

Most free products come in sample sizes, meaning they will not sustain you for long. However, it is a good way to try the product and see if it meets your needs in your household. If not, there is nothing lost, certainly not the amount of the full-sized purchase.

A website that is constantly updated with either “buy one get one free” coupons or free samples of products is www.freemania.net. This website will list all of the offers on the front page and then direct you to the surveys to fill out requests for free products. The products are tailored to your possible use and the website does not list any maximum of free products that you may receive.

Www.thunderfap.com is another free website that mainly lists 100% free offers. You are not required to give a credit card, nor should you ever be with any free product offer. The site does list some offers that cost a few dollars, but they are verified as legit deals, not designed to scam the user.

Be aware of sites that are designed to scam users. You should never have to pay for a free sample or perform any kind of service to get the free sample. Free samples are just that – free. If you come across a website that asks you for credit card information, move on. You are putting yourself at risk for identity theft by giving out your credit card information.

Finding free samples on the web is very easy if you know where to look. There are many consumer focus groups that are giving away free products in hopes of returning customers who will pay for the full-size product. You will never be required to give out any credit card information to receive these samples. If you are asked for a credit card, simply move on and do more research, otherwise you run the risk of being scammed.

Get a Diabetes Meter at No Charge

Free Printable Coupons

Free Sample of Kraft Macaroni & Cheese Crackers

Get a $250 Grocery Card

Do You Suffer From Sleep Apnea? Get CPAP Supplies at Little or No Cost

Try LYSOL Disinfectant Spray, FREE

Free Sample of Snuggle Fabric Softener

Free Baby Samples

Free Diabetes Meter

Free Recipe Book – Diabetes Dessert Recipes

Get a Free sample of Crystal Light

Free Coupons on Name Brands

Free Organic Healthy Samples

 
 
 
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Get FREE samples of name brand products!

  • Free Breath Right strips
  • Free Country Bob’s Sauce
  • Free Spaghetti from Luxury
  • Free BioTrue
  • Free Garnier

http://www.frugalsimplicity.com/2010/08/31/free-stuff-free-samples-freebies-the-latest/

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Get a $250 Grocery Gift Card

by BlondieWrites on September 2, 2010

Get a $250 Grocery Gift Card



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7 Top Tips to Enjoy a Frugal Halloween Party on a Budget

by BlondieWrites on September 2, 2010

7 Top Tips to Enjoy a Frugal Halloween Party on a Budget

One of the enjoyable aspects of Halloween are the parties. Throwing a Halloween party can get quite expensive. The good news is that it doesn’t have to be. Following are just a few of frugal and budget-friendly Halloween Party tips to help you and your family enjoy a frugal Halloween party on a budget.

1. Buy your candy early and check out the bulk food stores, warehouse clubs and dollar stores. Candy takes stage front and center during Halloween and the weeks preceding it. However, candy can be purchased year around. In fact, if you’re a savvy Halloween shopper and party thrower, you’ll buy next year’s candy right after the Halloween holiday. That’s when it’s cheapest. It’s kind of like buying a turkey the day after Thanksgiving.

2. Invite your guests to bring their favorite Halloween party snacks. This will save you a lot of time and money preparing snacks and you’ll get to enjoy all of the creative snacks people bring. You can then devote your attention to making scary but delicious punch, and decorating.

3. Gift bags – Visit a website like Orientaltrading.com for great goodie bag items. They have all sorts of fantastic Halloween knick-knacks and crafts for an extremely low price. You can also visit your local dollar store for great ideas.

4. Invitations – You can use an online invitation system like evite.com to send email invitations, or if you like old school traditional invitations consider making them yourself. A cut-out black spider from construction paper, glued onto a white note card, is a simple and attractive invitation. You can also make them on your computer if you’re not crafty.

5. Set the mood with music. Fortunately, music is now quite inexpensive. You can download a Halloween album or scary sounds for just a few bucks. Plug in your iPod or MP3 player, hit shuffle and repeat and your music is set. You can also position speakers in the windows on the front of your home to set the mood for partygoers as they approach your house.

6. Carve pumpkins – This makes both a great decoration for the party and a fun yet inexpensive activity for party goers.

7. Speaking of decorations, you can find them quite cheaply right after the holiday for next year. Also check on auction sites for decorations. Another option is to make your decorations yourself. Sheets, black dye, cotton balls pulled out to make spider webs and other items you can find around your home are enough to create a scary scene. And if you don’t want scary (maybe the children are too young) you can create cute Halloween decorations too. Spiders, bats and Jack O’Lanterns – oh, my!

With a little planning and creativity, it’s easy to enjoy a frugal Halloween party on a budget. Be prepared to plan ahead, ask others to contribute, and embrace your crafty side. This holiday only happens once a year so enjoy it and make the most of it.

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Frugal Baby Necessities

by BlondieWrites on September 2, 2010

Frugal Baby Necessities
 
How do you purchase baby necessities on a budget? This can be relatively difficult. If you aren’t careful, you could easily break the bank. So what’s the key? Here are seven tips for buying and using frugal baby necessities.

1. Budget

This is the most important tip for saving money. If you fail to do this, you could easily end up spending a small fortune. Set an amount you won’t go over every month, and stick with that at all costs.

2. Buy bulk

When you purchase items in bulk, you generally save money. This is because stores will mark them down when you buy the largest amount. So if you are purchasing wipes, getting a packet of thirty will cost you less than a packet of ten (assuming you use all thirty, of course).

3. Use reusable wipes

This is a critical method to conserve cash. You can conceivably go through twenty to thirty in a day if you don’t buy reusable. And consider getting natural organic wipes. These make sure that the cotton doesn’t have chemicals, and are much healthier for the baby. You might want to get the softer version, as this is better for the baby’s skin. What about cleaning the reusable wipe? You can just use simple warm water, or you can make your own solution. There are plenty of recipes for doing this online. However, water is often good enough.

4. Avoid brand name companies

Generally the quality doesn’t dip much from one firm to the next. Therefore, you save a lot by going with a lesser-known firm. However, if you have coupons for name brand items, by all means buy the name brand item and use your money saving coupons!

5. Wait for sales

Buying in bulk is always a good idea. However, doing this during a sale is even better, and using coupons takes saving money a step further. Be on the lookout for markdowns on the item you want, and then purchase a large amount.

6. Make your own items

You can do this for some or all of the baby items you need. Since diapers are one of the baby’s biggest requirements, this is one that you might want to make yourself. Is it hard to make diapers? Not really. All you need is some cloth. There are plenty of sewing methods, and for a complete list just go online. And for instructions on making virtually any baby item, just use the net.

7. Buy online

You can usually save money on the internet. Often times these stores have lower overhead expenses, so they pass these savings on to you. Just go to a number of different sites, do some comparison shopping, and select the lowest priced items.

The bottom line is, you don’t have to break the bank with a new baby. Follow these seven frugal tips and you could save a lot of money.

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The Frugal Foodie Cookbook

by BlondieWrites on August 31, 2010

The Frugal Foodie Cookbook
Where to buy: Borders.com


The Frugal Foodie Cookbook: 200 Gourmet Recipes for Any Budget

The Frugal Foodie Cookbook: 200 Gourmet Recipes for Any Budget

Frugal cooking and saving money on groceries doesn’t mean depriving yourself and your family of a balanced diet and delicious food. It means spending more time in your own kitchen whipping up some delicious homemade food, instead of going out, and being a bit more creative on how you use ingredients. We all know that sometimes, especially after a long day at work and hungry children, dialing for a pizza or going out for dinner is the easy option, but the book “The Frugal Foodie Cookbook” gives you lots of easy and delicious recipes that not only save you loads, but are also quick to make.

The book is divided into 9 chapters, such as: Snacks on a Shoestring, Dinners on a Dime, Clever Kids’ Meals, Midnight Snacks and Thrifty Gifts. I like the fact that the book not only gives you lots of mouth-watering recipes, but also passes on lots of great tips on cooking and food. You can read up on topics such as: food storage and safety, benefits of coupon cutting, meal planning 101 and growing your own vegetables.

The recipes are varied and there is something for the whole family to enjoy. Being a coffee lover, I like the recipe on how to roast your own coffee or how to make a mocha.

Overall, if you are trying to reduce your grocery and restaurant bills, this book is a plus to have. It comes with lots of information on how to easily save a bit of money on cooking to put aside for something special. I would recommend this book to anybody interested in frugally feeding a family. It would also make a great gift to any new couple moving in together – a great way to start a frugal life together.

The Frugal Foodie Cookbook: Waste-Not Recipes for the Wise Cook

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Top Strategies to Motivate Yourself to Start Saving Money

by BlondieWrites on August 31, 2010

Top Strategies to Motivate Yourself to Start Saving Money

Mustering up the motivation to start saving can take some effort, especially if you have never set up a savings plan before. In order to start saving it helps to have a specific goal in mind. You also need to have a good overview of your finances and your expenses. It can be difficult in the beginning to create a savings account, but once you start it will be easy to continue.

* Keeping a goal in mind will help motivate you to start saving. Be specific in your goals – do you want a new car in a year or a down payment on a house? By being specific when choosing your goals, you never lose sight of what the money is for. In addition to choosing a goal, be sure to figure out how much you need to save up to meet your goal as this will help to keep you on track.

* Analyze your finances and expenses. This is an important step because it will show you how much you can afford to put away each month. Eliminate any needless expenses. For example, skip eating out and bring a bag lunch to work. Bring your own coffee instead of buying. While these may seem like little sacrifices, chances are they will add up to a nice chunk of change at the end of the month. Instead of spending it, put it in the bank.

* Update your goals as necessary. It is human for us to change our minds about goals. Instead of kicking yourself when you do, just revamp your savings plan to meet that particular change. Sometimes, emergencies happen and we have to use the money we planned to save to take care of the situation. Just continue to save as usual when things return to normal.

* Save your change. It’s pesky and heavy and it’s everywhere, but it is money. Keep your change in an empty jar or buy a special jar to contain it. When the jar is full, wrap the change up and deposit it into your savings account. You will be amazed at how much money you are able to save up just by collecting your change.

It can be difficult to get motivated to save, but it does help when you have a goal in mind. Analyzing your finances and expenses will allow you to see just how much you can afford to put away each month. You can save up by eliminating unnecessary expenses and also by collecting your change and depositing it into your savings account.

Keep your goal in mind when you are saving up, but don’t kick yourself if you get deterred. Simply pick back up where you left off and reward yourself for your hard work.

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Top Tactics for *On Sale* Shopping

by BlondieWrites on August 31, 2010

Top Tactics for *On Sale* Shopping

It is always great to take advantage of a sale. Many items can be purchased at a steep discount which, in turn, will save you money. It is always best to shop a sale with a plan; a plan will help you to avoid needless spending. When preparing to shop a sale, take the following tips into consideration.

* Plan ahead. View the fliers for the sale beforehand and make a list of the items you want to purchase. This will help you avoid any needless spending as most stores place sale items strategically next to highly-coveted merchandise hoping for impulse buys.

* Set a budget and stick to it. Take cash only, as this will help you to stay on budget. You cannot spend it if you do not have it to spend.

* Most people like to shop the sales early to get first dibs on the merchandise. The earlier you arrive at the store, the greater your chances are at finding the sale items that you want. You can still visit later in the day but you may find that the items you were coveting have been sold out. This is especially true around the holidays.

* It is easy to get carried away with sale items. You may be tempted to purchase things that are on sale, but which are not necessarily needed in your household. If this is the case, try to hold off on the purchase until it becomes a necessity.

* Use coupons to further your discount. This may not work with every sale, but sometimes credit card holders will get additional discounts on top of the sale prices. Oftentimes coupons, if available, are posted in the sale flier. Clip these when you can and use them to further your savings.

* If your store has an email newsletter, sign up with them to get fliers and exclusive sales emailed to your inbox. Members are typically privy to sales before the general public. This will help you be aware of upcoming sales if you are not especially attentive to newspapers.

Finding a sale can be a real bargain for your budget. If you plan ahead, you will likely find that you can save more on your purchase than just the advertised sales. Set a budget and stick to it by carrying only cash and avoiding needless spending.
Signing up for email notifications is a great way to be aware of sales before the general public, or to be notified if you do not receive the daily newspaper. By utilizing the above tips you will be able to save even more money, and who doesn’t like that?

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