Here’s a new list of Redplum printable coupons. Print coupons and save money when you shop for groceries. 🙂
There are few things in life that we truly need to survive. Food happens to be one of those things.
When times are hard, we might soon learn they can get harder. Where a family might have been barely making ends meet, they could find that even that’s a stretch now.
The problem is that a lot of families spend way too much money on food as it is, instead of shopping frugally to stretch the food budget money further. When you shop with a frugal mindset, you can get a lot more food for your dollar. That means the food will last longer, simply because there’s more of it.Frugal Eating on the Cheap – Stretching the Food Dollar Click To Tweet
I’m going to list some food items that you can buy cheap. Obviously there will be a lot more foods that you can probably think of that you can buy to help stretch your food supply. These foods are for the average person. If you need gluten-free, some of these will cost a little more, and some won’t.
The starter list can include such foods as: ramen noodles, dry peas and/or beans, vienna sausages, canned or fresh carrots, cabbage, potatoes, rice, wieners, pasta, bananas, apples, frozen biscuits (or better yet, make your own), flour wraps, ground chuck, eggs, oatmeal, cornbread mix (or make your own), pancake mix, lettuce, fresh spinach, bulk chicken packs, peanut butter.
To this list, if you have available funds, you can also get food items such as: tomatoes, onions, peppers, cheese, bread (or make your own), sausage, etc.
A lot of foods can be divided up into small portions and frozen, such as chicken, beef, sausage, grated cheese, some veggies, etc.
For the frozen items, you can save money by using reusable plastic containers to freeze food in, instead of zipper bags.
Of course, the easiest way to not have to worry about running out of food is to have some extra emergency money put back in case you don’t get paid when you expect to. And yes, that’s easier said than done. But if you find yourself running out of food and you don’t have any money to get more and your paycheck is days away, there are a few things you can try to get enough food to make do until you do get paid – ask for help from family or friends, pawn something that you don’t really need and can live without, try selling something on Craigslist or eBay, or ask for help from your church. You can also go to your county health department and ask for emergency food stamps, although if you make too much, regardless of your financial situation at the time, they won’t accept you.
Remember that the idea here is to have enough food to make do with until you get paid again, so you want to shop frugal with any money you might have, to stretch the food money as far as you can. You can’t do that if you buy high priced items such as premade items. Yes, they are much more convenient as far as preparing the food, but that convenience comes with a price. So stick with the cheap stuff that you have to prepare yourself usually and make your food go further.
When it comes to frugal living, I’m often a mixture of a tightwad and a frugal living person. I’ll scrimp on some things to have more money to spend on other things. Usually if it’s something that needs to last or be of a better quality, I’ll spend more, while scrimping on things where quality isn’t as important. It helps me to get things we need and some of what we want, without breaking the piggy bank to do it.
This year, finally, we are starting to get out of debt. Over the past three months, we’ve paid off quite a lot of bills and are about to pay off four more. So far, we’re saving $440 a month. Well, not really saving – because we’re putting the money we’re saving from paying off bills towards paying off more bills. Once these next three bills are paid off, that will bring us to a total of saving $675 a month (to put towards paying off more bills).
In the long run, it saves even more money because we don’t have the interest fees if we would have if we kept paying the minimum due each month on each bill.My Frugal Living Tips – Getting out of Debt Click To Tweet
It’s been a long road to financial recovery after Hurricane Rita made our paid for home unlivable back in September of 2005. Our home was pretty much destroyed. The roof was off on parts of the house and the rain had ruined the walls, the floors, the furniture, the washer and dryer, etc. The house was paid for so we didn’t have a mortgage note. We had taken our computers when we evacuated because that was my way to make income.
I knew when I walked out of the door that we’d never live there again – it was a bittersweet feeling as I walked out the door and turned back to look at the place we called home one last time, while it was still home.
The silly FEMA man that came out to look at the place decided that the house was livable as it was, which was about the most stupid thing we’d ever heard of. I would have liked to see the FEMA man live in in like that. But, of course, it wasn’t his home and he didn’t have to worry about it, so it didn’t matter to him that he just put us in a big financial mess by making that stupid decision.
And then we had a mortgage note again. We went from a $0 mortgage note to over $600 a month, not to mention the insurance note. For some people, that’s a small sum for a mortgage note. For us, it was huge. Some of our furniture and appliances were ruined, so we had to replace those also – more debt and more bills.
Add to that our vehicle (also paid for) finally giving up the ghost on us, so we ended up with a vehicle note of about $330 a month. The one we got, it turns out, had been in a wreck, unknown to us since it wasn’t on the vehicle records (figures). When we took it in to have it worked on, it was going to cost at least $2500 to fix it, and that was just for starters.
Needless to say, we didn’t have that kind of money. Oh, but we could trade it in for another one. Fine – great – lovely. So we get another vehicle, which by the way I really like, but the note jumped up to over $450 a month because it added what we still owed on the other one.
When it rains, it pours. There didn’t seem an end to the bills and the debt.
It’s been a long time coming, but we’re finally seeing the light at the end of the tunnel. We’re getting bills paid off and we’re on the road to getting out of debt. We do without a lot to get out of debt.
We’ve been in this house now for more than eleven years. If all keeps going according to plan, and so far it has, we’ll have everything paid off by in less than six years, the house included. That will have us saving over $2000 a month.
Sometimes we have people ask how we’ve managed to do this and get out from under so much debt with no more income than we have coming in. It’s simple really but it does require commitment.
Here’s just some of the things we do to save money and live on less:
2. If we don’t need it, I don’t buy it – unless it’s on sale and/or I have a coupon or a coupon code (when shopping online).
3. I use Amazon Prime so that I get free shipping when I order from Amazon. If you shop on Amazon a lot, this can pay for itself in a short time. I use Amazon a lot because they pretty much always have what I need or want, whereas my local Walmart store rarely has in things in stock anymore that I want or need. Plus if you search you can usually find a good price.
4. When I shop online, I always look for a coupon code for the site I’m using. Lots of sites have free shipping deals at various times and that can save a load of money. You can use coupons on Amazon also. Look for the available coupons on Amazon that you can apply to your order.
5. We don’t have any sort of cable TV or satellite TV. We do have NetFlix. It’s less than $16 for four people to watch it at the same time. It’s less than $11 if you just want the basic plan for two people to watch at the same time.
6. We don’t go out a lot. Yes, I like going out as much as the next person, but I dearly hate the cost of going out. You can spend a load of money in a very short time. There’s plenty of things to do that don’t cost or don’t cost much.
7. I reuse a lot of things. The old saying of “waste not, want not” still holds true today. I often keep TOO much stuff, thinking that surely there’s got to be a use for this or that, sooner or later. If you think you might have a use for something, keep it. Think of the money you’ll save by using what you already have instead of going out and spending money.
8. We seldom use our central air to cool our house. It stays on 85 to 90 – topped out. It runs on a 220 and that costs more. We used to have portable air conditioner units in our bedrooms and in my office. We now have regular window air units in our bedroom, my office, and in my son’s bedroom. Since they run on a 100, it costs less to cool the rooms with them. And our home stays nice an cool. Our summer power bills went from $350, $400, (and more!) to $158 for the highest one in the heat of the summer. That’s a savings of at least $200 a month (and more!) by not trying to cool the house with the central air. The same applys for the winter – we use little plugin heaters and they warm the house just fine without running the big central heat unit… again the highest power bill has been $158.
9. We use Straight Talk for our cell phone service and for our home phone. This saves a load of money! The Straight Talk Home Phone service is only $15 a month plus tax. It works great, uses your regular phones, has caller ID, etc. You can pay by the month or longer, your choice. The Straight Talk cell phone runs off Verizon towers and is only $45 a month for the unlimited calls and text and data.
This is just one example of my frugal living tips. My point in sharing this is that you can do this, and probably even better than me, if you commit to saving money and living on less. To get out of debt, you just have to make your mind up to commit to making a get out of debt plan and sticking to it. It doesn’t matter what you income is (ours is not a lot!), you can do this.
If you are like most people and print things from your computer, you know how much printer ink can cost. To say it’s outrageous is putting it mildly!
I work at home and so I print a lot of things, not to mention the coupons I print off during the month to save money on groceries when we go shopping.
I would estimate that we were spending close to $200 a year on printer ink. That’s a lot of money, just for ink. What made the amount worse is that the ink never lasted very long. To say I was frustrated is an understatement. I had to print things off for business and I wanted to print my coupons. But I didn’t want to keep paying such a high amount for printer ink cartridges.
We’d even tried the refillable ones in the past, thinking we’d save money on ink that way. It was a disaster! Super messy, and still the ink didn’t last very long.How to Save a Ton of Money on Printer Ink Click To Tweet
Just over a year ago now, I somehow happened upon HP Connected. We’ve been using this service ever since, and it is amazing, to say the least.
So just what is HP Connected and their Instant Ink program and why am I recommending it to you? Oh my, where do I begin? Well, first of all let me tell you that you will need an HP Instant Ink compatible printer. We have this one and it works wonderful, plus it costs less than $100 on Amazon: HP Officejet 4650 Wireless All-in-One Inkjet Printer
You need to sign up with HP Connected and make an account. After signing up, you will want to click on their Instant Ink link on that page. It should show you the amount of pages you can print per month and the price. I have to 100 pages for $4.99 plus tax per month plan. you get rollover pages for up to 100 pages (with this plan) for the pages of that 100 that you don’t use during the month.
Okay, so with tax, the plan I am using for printing now costs me $5.30 for 100 pages a month. You can get a plan that’s less than that if you normally print less than 100 pages a month, or a plan for more if you normally print more than 100 pages a month. $5.30 x 12 months comes out to $63.60 a year on ink. That’s a savings of about #140 a year for us on the cost of ink. AND this ink lasts MUCH longer than the ink we’d been buying at the store, which also happened to be usually the HP ink brand. Why? I have no idea. But it does, which is great.
Oh, and this is a really cool feature that I love – when the ink is starting to run low, before it’s ready to run out, your printer will send a message to HP that you need ink and they will send it to you, FREE of charge!
You’re paying for the amount of pages that you print, NOT for the ink cartridges!
I print close to 100 pages a month, every month, sometimes over that… and in the one year that we’ve had this printer and used this service, we’ve only just today replaced the ink for the second time. It comes with cartridges to start, and we’ve replaced it now two times. That should give you an idea of how much longer this ink lasts.
So, as you can see, if you want to save a ton of money on the cost of printer ink cartridges, this is the very best way to do it. Not only are you saving a load of money on printer ink, you’re savings yourself the cost of the gas to go to the store to buy it because the ink is mailed to you, and you’re saving yourself time and the headache of having to order it because the printer tells HP when the ink is getting low so that it’s automatically shipped. And if that’s not enough, you’re automatically billed each month so all you have to remember to do is make a note of it if you need to.
This printer and printer ink service has been one of my overall best experiences ever! I highly recommend getting the printer (or another HP Instant Ink printer of your choice but this one is the best price and it works wonderfully) and signing up for the service. It will save you a ton of money!
Try Amazon Prime 30-Day Free TrialTry Amazon Prime - Get a Free 30-Day Trial Click To Tweet
Prime members get:
* Access to Prime Pantry
* FREE 2-day shipping on millions of items
* Instant streaming of thousands of movies and TV shows
* Secure, unlimited photo storage with anywhere access
* Unlimited ad-free access to over a million songs and hundreds of playlists
* Borrow books from the Kindle Owners’ Lending Library
* Early access to select Lightning Deals on Amazon, and every event on MyHabit.com
Try Amazon Prime for 30 days with this free trial. Not only can you get free 2-day shipping, you also get access to Amazon’s Prime Pantry where you can shop for groceries and other things that you’d normally buy when shopping.
As you shop and put the items you want into your box, it shows you how full the box is. Pantry boxes are large and can hold up to 45 pounds or four cubic feet of household products. You save time and gas!
Each item tells you how much of the box it fills up. These boxes can hold a lot! You have to be an Amazon Prime member and if you use the 30 day free trial, you can try this out and see if you like it.
Go check it out at http://amzn.to/1HCulwC and sign up for the free 30 days and see for yourself. After signing up go to the Prime Pantry at http://amzn.to/1AmM3BPor and check out what all you can get without having to go to the grocery store and spend time and gas.