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Frugal Simplicity - It's Not Just About Saving Money, It's a Way of Life! Let's Be Frugal!

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by Frugal Simplicity

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4 Easy Ways to Save Big Money Every Month!

Do you lead a hand-to-mouth existence, or tend to overspend your budget? With so many opportunities for spending cash available out there, it is easy to spend more than your budget would allow you to!

Many people spend their salary’s last penny just before a couple of days before their salary date. And then these same people would complain if there is a minor delay in their salary payment. But remember that living from penny to penny is not a good lifestyle habit! Not only would it make you fall in debt trap, but also cause unnecessary stress!

Wouldn’t it have been nicer if you could save some money at the end of every month! Regardless of how much or how little your salary is, there are many ways you can save money!

1. If you are looking forward to buying new furniture, you can sell the old ones. Remember that just because your furniture is old doesn’t mean that it is out of style; you could always paint and polish it to make it appear new! Also, when buying furniture, it is a good practice to locate good quality, second hand furniture! Remember that just because certain furniture has already been ‘used’ by someone else doesn’t mean it is inferior!

Even if you want to buy brand new furniture. selling your old furniture would defray your expenses in some way!

2. Always try to buy items from those departmental stores which have a long and no-questions asked return policy! This way, if you don’t like a particular item, you can always return it and get a full refund! Note that the refund might be in the form of ‘credits’ or ‘points’, but you could use these credits or points for buying other items from the store!

If you have a hobby which you think could be turned into a part-time income, search for a job to match your hobby! If you are unable to find any job, just put an ad in your local newspaper offering details regarding your hobby, tastes as well as the kind of work you would like to do.

3. If you live in a rented house, try to buy a little home for yourself. Remember that you can use your rent money to pay off the mortgage bit by bit! In the long run, you would realize that you have made a wise decision!

4. Open a savings bank account with your local bank and deposit whatever cash you save each month there! Over time, you will be able to accumulate quite a hefty bank balance. However, you shouldn’t treat your savings like a windfall and spend it on some expensive and superfluous vacation! You should treat it as part of your income and use it to dispose off your loans and credit card bills!

If you follow these tips you would be able to save big money every month!



Free from Baked and Delicious

by Frugal Simplicity

Free from Baked and Delicious

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Save $20 off Oral-B PRO 1000 Sensi Soft Electric Rechargeable Power Toothbrush Powered by Braun at Target.

Click here to buy the Power Brush

• Power Dad’s smile this Father’s Day with an Oral-B Professional Care Black 1000 rechargeable toothbrush from Target.

• Save $20! This HOT deal is only available for a very limited time! Offer is valid through 6/29/15 at Target.

• The Oral-B Professional Care Black 1000 toothbrush removes up to 100% more plaque, vs. a regular manual toothbrush.

• Plus, save $5 when you stock up on the 3-count refills pack at Target through 6/29/15.



This post was created in partnership with eAccountable. All opinions are my own.

frugal seasonal allergy help

Are you worried that you have allergies, but know that a doctor’s visit, testing and follow-up will be too costly and time consuming? Instead you suffer with the sniffling and sneezing, hoping that it’s just a seasonal thing. Or maybe you’re concerned about exposure to STDs, but want a discreet and less expensive way to get peace of mind. Perhaps, you’re in need of a pregnancy test or a complete female health checkup. Maybe, you want to check on that fatigue, or the effect your stressful job has been having on your body.

Busy Americans are finding new ways to be frugal, but at the same time there is more emphasis than ever on preventive medicine. However, people also know that it can be costly to do all the testing necessary to properly diagnose health issues before they become serious problems.

The estimates that by 2030, the number of people with Diabetes (currently more than 180 million worldwide) will double to 366 million. Cancer incidence increased globally between 1990 and 2000 and is projected to increase further by 50%, to more than 15 million new cancer patients by 2025.

Traditional lab testing can be a very time consuming and costly process. It requires a visit to a doctor, the doctor ordering specific tests, patients then taking those orders to a lab facility to be completed, and then patients scheduling another follow-up visit with their doctor to get the lab results.

Personalabs provides consumers with an improved, alternative way to get those results, while saving money and time.

Personalabs management service allows patients to go their website (, find the test they are interested in (more than 300 tests available), place their order and Personalabs will send them a doctor’s order within 60 seconds. Questions or concerns? No problem. There are Customer Care Specialists standing-by to help.

Personalabs has doctors registered in 50 states. You print the confirmation order and take that to one of the 1,700 lab facilities located nationwide. The lab takes your sample (whether it’s blood, urine, stool or semen) and you can leave knowing that you’ve completed your part and Personalabs has you covered the rest of the way! The lab tests your sample and within 24-48 hours (some tests are more extensive and may take up to 7-10 days), you will receive an e-mail advising that your results are ready. You then sign into our secure Personalabs Patient Portal to view your results.

Benefits of using Personalabs:

  • If you require discretion, Personalabs offers a 100% confidential service-Your results are sent to your private account, viewable only by you.
  • If you need results quicklyYou can place your order using a computer, mobile device (iPad, tablet or cell phone) or by calling 1-888-438-5227 to place your order with one of our Customer Care Specialists. You can visit the lab immediately and your results become available to you directly.
  • If you have little timeThere is no waiting time, you do not need to book an appointment as they are not necessary. You just go to one of the lab testing centers with your confirmation order and get tested.
  • If you need to get the results to your doctorPersonalabs offers a service whereby you can share your results directly with your doctor, if you wish.
  • Using this service as part of your regular healthcare-Don’t wait for small issues to turn into big issues. Take an active role in managing your healthcare.

Personalabs accepts all major credit cards, PayPal (including Buy Now, Pay Later), Amazon Checkout, FSA cards and all pre-paid gift cards.

currently does not accept any form of health insurance as their blood test prices are the lowest available on the market. Personalabs saves you money and is cheaper than the actual premium you would pay to your insurance provider. They do, however, offer the ability to provide you with an insurance admissible receipt. You can use that to claim back funds from your insurance company.

What are you waiting for? Take an active role in your healthcare. Get the blood tests you need and results quickly for much less than traditional testing.